Pennsylvania Car Accident Settlement Calculator
Estimate a car accident settlement under Pennsylvania law. The calculator applies this jurisdiction's own comparative fault rule and damages ceilings, and every figure below is the one our verified data holds, with the statute behind it and the date we checked it.
What Pennsylvania law does to your claim
Three things in state law open a gap between two identical injuries in two different states: how long you have to file, what happens if you were partly at fault, and whether the state puts a ceiling on what a jury can award. Here is what we hold for this one.
Pennsylvania bars recovery if plaintiff is 51% or more at fault.
42 Pa.C.S. § 7102(a)·Source retrieved 2026-07-27
Pa. Const. art. III, § 18·Source retrieved 2026-07-27
40 P.S. § 1303.505(d) (MCARE Act § 505)·Last reviewed 2026-07-30
None on record means our verified data holds no figure of this kind for this state. It is not a finding that no limit could apply to your claim.
Pennsylvania car insurance law: minimums, PIP and uninsured motorist coverage
What Pennsylvania's provisions say about the insurance behind a car accident claim, in their own words, with the copy read named under each.
Pennsylvania: Minimum liability coverage
“"Financial responsibility." The ability to respond in damages for liability on account of accidents arising out of the maintenance or use of a motor vehicle in the amount of $15,000 because of injury to one person in any one accident, in the amount of $30,000 because of injury to two or more persons in any one accident and in the amount of $5,000 because of damage to property of others in any one accident.”
A minimum is a floor on what a policy must carry. It is not a limit on what a claim is worth, and it does not tell you what the at-fault driver carries.
The section of Title 75 that makes financial responsibility compulsory (§ 1786) was not read for this page.
Pennsylvania: No-fault, personal injury protection and the right to sue
“Medical benefit.--An insurer issuing or delivering liability insurance policies covering any motor vehicle of the type required to be registered under this title, except recreational vehicles not intended for highway use, motorcycles, motor-driven cycles or motorized pedalcycles or like type vehicles, registered and operated in this Commonwealth, shall include coverage providing a medical benefit in the amount of $5,000.”
The notice the statute requires, on the limited tort option:
“A. "Limited Tort" Option--The laws of the Commonwealth of Pennsylvania give you the right to choose a form of insurance that limits your right and the right of members of your household to seek financial compensation for injuries caused by other drivers. Under this form of insurance, you and other household members covered under this policy may seek recovery for all medical and other out-of-pocket expenses, but not for pain and suffering or other nonmonetary damages unless the injuries suffered fall within the definition of "serious injury" as set forth in the policy or unless one of several other exceptions noted in the policy applies.”
The same notice:
“If you do not sign and return this notice, you will be considered to have chosen the "full tort" coverage as described in paragraph B and you will be charged the "full tort" premium.”
The limit on a suit for pain and suffering, under the limited option:
“Unless the injury sustained is a serious injury, each person who is bound by the limited tort election shall be precluded from maintaining an action for any noneconomic loss, except that: […]”
The provision continues past the end of this quote, and the rest is not quoted here.
The definition of a serious injury:
“A personal injury resulting in death, serious impairment of body function or permanent serious disfigurement.”
Pennsylvania: Uninsured and underinsured motorist coverage
“(a) Mandatory offering.--No motor vehicle liability insurance policy shall be delivered or issued for delivery in this Commonwealth, with respect to any motor vehicle registered or principally garaged in this Commonwealth, unless uninsured motorist and underinsured motorist coverages are offered therein or supplemental thereto in amounts as provided in section 1734 (relating to request for lower limits of coverage). Purchase of uninsured motorist and underinsured motorist coverages is optional.”
“The named insured shall be informed that he may reject uninsured motorist coverage by signing the following written rejection form: REJECTION OF UNINSURED MOTORIST PROTECTION […]”
The provision continues past the end of this quote, and the rest is not quoted here.
Pennsylvania: Medical payments coverage
No medical payments coverage requirement was found in the provisions read for this page (75 Pa.C.S. §§ 1702, 1705, 1711 and 1731).
The personal injury protection benefits quoted above include medical expenses.
What partial fault costs you in Pennsylvania
The same claim, fracture with surgery, several months of recovery, run through the calculator above four times, with nothing changed but the share of fault assigned to the claimant. The numbers are the engine's output, not an editorial claim about what these cases are worth.
One case, run through the calculator above four times with only the claimant's share of fault changed, under Pennsylvania law. No coverage ceiling is applied, because we would be inventing the at-fault party's policy. These shares illustrate the rule; they are not an estimate of your own fault.
Every Pennsylvania deadline we hold
A claim can be more than one kind of case, and the clock is different for each. These are the Pennsylvania periods in our verified data, with the statute behind each one. A deadline is the outside limit, never a target, and other rules can shorten it.
42 Pa.C.S. § 5524(2)·Source retrieved 2026-07-27
Open the personal injury calculator42 Pa.C.S. § 5524(2)·Source retrieved 2026-07-27
Open the medical malpractice calculator42 Pa.C.S. § 5524(2)·Source retrieved 2026-07-27
Open the wrongful death calculatorWorkers' Compensation Act § 315, 77 P.S. § 602·Source retrieved 2026-07-27
Open the workers compensation calculator42 Pa.C.S. § 5524(2)·Source retrieved 2026-07-27
Open the slip and fall calculatorPennsylvania against the rest of the country
Every count below is read from our state-law data across all 51 jurisdictions, so it moves when the data does. What you will not find here is an average settlement figure: the only one we could compute is a model, and a model presented as a measurement is not a fact.
- 24 of the 51 jurisdictions we track apply modified comparative negligence with a 51% bar, and Pennsylvania is one of them.
- Its 2 years to file is the same as the most common deadline in the country, which 25 jurisdictions use. Across the 51 jurisdictions the deadline for this case type runs from 1 year to 6 years.
- 7 of the 51 jurisdictions limit non-economic damages (pain and suffering) in our data and Pennsylvania is not among them, so an estimate here is not held down by a ceiling we hold.
Comparisons are drawn from the legal levers that actually move a case value, not from closed-case data, which we do not hold. See the full methodology