New Hampshire Car Accident Settlement Calculator
Estimate a car accident settlement under New Hampshire law. The calculator applies this jurisdiction's own comparative fault rule and damages ceilings, and every figure below is the one our verified data holds, with the statute behind it and the date we checked it.
What New Hampshire law does to your claim
Three things in state law open a gap between two identical injuries in two different states: how long you have to file, what happens if you were partly at fault, and whether the state puts a ceiling on what a jury can award. Here is what we hold for this one.
New Hampshire bars recovery if plaintiff is 51% or more at fault.
N.H. Rev. Stat. § 507:7-d·Source retrieved 2026-07-27
None on record means our verified data holds no figure of this kind for this state. It is not a finding that no limit could apply to your claim.
New Hampshire car insurance law: minimums, PIP and uninsured motorist coverage
What New Hampshire's provisions say about the insurance behind a car accident claim, in their own words, with the copy read named under each.
New Hampshire: Minimum liability coverage
“[…] to the amount or limit of at least $25,000 on account of injury to or death of any one person, and subject to such limit as respects injury or death of one person, of at least $50,000 on account of any one accident resulting in injury to or death of more than one person, and at least $25,000 for damage to property of others, as herein provided […]”
The provision begins before this quote and continues past its end, and neither part is quoted here.
What the chapter calls proof of financial responsibility:
“Proof of financial responsibility shall mean proof of ability to respond in damages for any liability thereafter incurred, as a result of accidents which occur in New Hampshire, arising out of the ownership, maintenance, control, or use of a motor vehicle, trailer, or semi-trailer in the amount of $25,000 because of bodily injury or death to any one person; and subject to said limit respecting one person, in the amount of $50,000 because of bodily injury to or death to 2 or more persons in any one accident, and in the amount of $25,000 because of injury to and destruction of property in any one accident. Whenever required under this chapter such proof in such amounts shall be furnished […]”
The provision continues past the end of this quote, and the rest is not quoted here.
A minimum is a floor on what a policy must carry. It is not a limit on what a claim is worth, and it does not tell you what the at-fault driver carries.
No provision read for this page requires every New Hampshire vehicle owner to carry insurance, so these amounts are not stated here as coverage every New Hampshire driver carries.
New Hampshire: No-fault, personal injury protection and the right to sue
No personal injury protection requirement, and no limit on a suit for pain and suffering, was found in the provisions read for this page (RSA 259:61, 264:15, 264:16 and 264:20).
New Hampshire: Uninsured and underinsured motorist coverage
“Except as provided in paragraph I-a, no policy shall be issued under the provisions of RSA 264:14, with respect to a vehicle registered or principally garaged in this state, unless coverage is provided therein or supplemental thereto at least in amounts and limits prescribed for bodily injury or death for a liability policy under this chapter, for the protection of persons insured thereunder who are legally entitled to recover damages from owners or drivers of uninsured motor vehicles, and hit-and-run vehicles because of bodily injury, sickness, or disease, including death resulting therefrom. When an insured elects to purchase liability insurance in an amount greater than the minimum coverage required by RSA 259:61, the insured's uninsured motorist coverage shall automatically be equal in amounts and limits to the liability coverage elected.”
New Hampshire: Medical payments coverage
“Any motor vehicle liability policy, as defined in RSA 259:61, covering a private passenger automobile and issued with respect to any motor vehicle registered or principally garaged in this state, shall provide medical payments coverage therein or supplemental thereto in an amount equal to or greater than $1,000 per person for reasonable medical costs incurred as a result of injuries sustained in an accident involving the insured vehicle by the driver and passengers in said vehicle. Such coverage shall apply only to medical costs incurred during 3 years following the date the injuries are sustained […]”
The provision continues past the end of this quote, and the rest is not quoted here.
What partial fault costs you in New Hampshire
The same claim, fracture with surgery, several months of recovery, run through the calculator above four times, with nothing changed but the share of fault assigned to the claimant. The numbers are the engine's output, not an editorial claim about what these cases are worth.
One case, run through the calculator above four times with only the claimant's share of fault changed, under New Hampshire law. No coverage ceiling is applied, because we would be inventing the at-fault party's policy. These shares illustrate the rule; they are not an estimate of your own fault.
Every New Hampshire deadline we hold
A claim can be more than one kind of case, and the clock is different for each. These are the New Hampshire periods in our verified data, with the statute behind each one. A deadline is the outside limit, never a target, and other rules can shorten it.
N.H. Rev. Stat. § 508:4·Source retrieved 2026-07-27
Open the personal injury calculatorN.H. Rev. Stat. § 508:4·Source retrieved 2026-07-27
Open the medical malpractice calculatorN.H. Rev. Stat. § 556:11·Source retrieved 2026-07-27
Open the wrongful death calculatorN.H. Rev. Stat. § 281-A:21·Source retrieved 2026-07-27
Open the workers compensation calculatorN.H. Rev. Stat. § 508:4·Source retrieved 2026-07-27
Open the slip and fall calculatorNew Hampshire against the rest of the country
Every count below is read from our state-law data across all 51 jurisdictions, so it moves when the data does. What you will not find here is an average settlement figure: the only one we could compute is a model, and a model presented as a measurement is not a fact.
- 24 of the 51 jurisdictions we track apply modified comparative negligence with a 51% bar, and New Hampshire is one of them.
- Its 3 years to file is longer than the 2 years that 25 jurisdictions use. Across the 51 jurisdictions the deadline for this case type runs from 1 year to 6 years.
- 7 of the 51 jurisdictions limit non-economic damages (pain and suffering) in our data and New Hampshire is not among them, so an estimate here is not held down by a ceiling we hold.
Comparisons are drawn from the legal levers that actually move a case value, not from closed-case data, which we do not hold. See the full methodology