Kansas Car Accident Settlement Calculator
Estimate a car accident settlement under Kansas law. The calculator applies this jurisdiction's own comparative fault rule and damages ceilings, and every figure below is the one our verified data holds, with the statute behind it and the date we checked it.
What Kansas law does to your claim
Three things in state law open a gap between two identical injuries in two different states: how long you have to file, what happens if you were partly at fault, and whether the state puts a ceiling on what a jury can award. Here is what we hold for this one.
Kansas bars recovery if plaintiff is 50% or more at fault.
K.S.A. § 60-258a·Source retrieved 2026-07-27
K.S.A. § 60-19a02; Hilburn v. Enerpipe, Ltd.·Source retrieved 2026-07-27
K.S.A. § 60-3702·Last reviewed 2026-07-30
None on record means our verified data holds no figure of this kind for this state. It is not a finding that no limit could apply to your claim.
Kansas car insurance law: minimums, PIP and uninsured motorist coverage
What Kansas's provisions say about the insurance behind a car accident claim, in their own words, with the copy read named under each.
Kansas: Minimum liability coverage
“Every policy of motor vehicle liability insurance issued or renewed on or after January 1, 2017, by an insurer to an owner residing in this state shall: […]”
The provision continues past the end of this quote, and the rest is not quoted here.
“(e) contain stated limits of liability, exclusive of interest and costs, with respect to each vehicle for which coverage is granted, not less than $25,000 because of bodily injury to, or death of, one person in any one accident and, subject to the limit for one person, to a limit of not less than $50,000 because of bodily injury to, or death of, two or more persons in any one accident, and to a limit of not less than $25,000 because of harm to or destruction of property of others in any one accident; […]”
The provision continues past the end of this quote, and the rest is not quoted here.
A minimum is a floor on what a policy must carry. It is not a limit on what a claim is worth, and it does not tell you what the at-fault driver carries.
Kansas: No-fault, personal injury protection and the right to sue
“[…] include personal injury protection benefits to the named insured, relatives residing in the same household, persons operating the insured motor vehicle, passengers in such motor vehicle and other persons struck by such motor vehicle and suffering bodily injury while not an occupant of a motor vehicle, not exceeding the limits prescribed for each of such benefits, for loss sustained by any such person as a result of injury.”
The provision begins before this quote, and the part before it is not quoted here.
“(k) "Medical benefits" means and includes allowances for all reasonable expenses, up to a limit of not less than $4,500, for necessary health care […]”
The provision continues past the end of this quote, and the rest is not quoted here.
The limit on a suit for pain and suffering:
“In any action for tort brought against the owner, operator or occupant of a motor vehicle or against any person legally responsible for the acts or omissions of such owner, operator or occupant, a plaintiff may recover damages in tort for pain, suffering, mental anguish, inconvenience and other non-pecuniary loss because of injury only in the event the injury requires medical treatment of a kind described in this act as medical benefits, having a reasonable value of $2,000 or more, or the injury consists in whole or in part of permanent disfigurement, a fracture to a weightbearing bone, a compound, comminuted, displaced or compressed fracture, loss of a body member, permanent injury within reasonable medical probability, permanent loss of a bodily function or death.”
Kansas: Uninsured and underinsured motorist coverage
“(a) No automobile liability insurance policy covering liability arising out of the ownership, maintenance, or use of any motor vehicle shall be delivered or issued for delivery in this state with respect to any motor vehicle registered or principally garaged in this state, unless the policy contains or has endorsed thereon, a provision with coverage limits equal to the limits of liability coverage for bodily injury or death in such automobile liability insurance policy sold to the named insured for payment of part or all sums which the insured or the insured's legal representative shall be legally entitled to recover as damages from the uninsured owner or operator of a motor vehicle […]”
The provision continues past the end of this quote, and the rest is not quoted here.
“(b) Any uninsured motorist coverage shall include an underinsured motorist provision […]”
The provision continues past the end of this quote, and the rest is not quoted here.
“(c) The insured named in the policy shall have the right to reject, in writing, the uninsured motorist coverage required by subsections (a) and (b) which is in excess of the limits for bodily injury or death set forth in K.S.A. 40-3107, and amendments thereto.”
Kansas: Medical payments coverage
No medical payments coverage requirement was found in the provisions read for this page (K.S.A. 40-284, 40-3103, 40-3107 and 40-3117).
The personal injury protection benefits quoted above include medical expenses.
What partial fault costs you in Kansas
The same claim, fracture with surgery, several months of recovery, run through the calculator above four times, with nothing changed but the share of fault assigned to the claimant. The numbers are the engine's output, not an editorial claim about what these cases are worth.
One case, run through the calculator above four times with only the claimant's share of fault changed, under Kansas law. No coverage ceiling is applied, because we would be inventing the at-fault party's policy. These shares illustrate the rule; they are not an estimate of your own fault.
Every Kansas deadline we hold
A claim can be more than one kind of case, and the clock is different for each. These are the Kansas periods in our verified data, with the statute behind each one. A deadline is the outside limit, never a target, and other rules can shorten it.
K.S.A. § 60-513(a)(4)·Source retrieved 2026-07-27
Open the personal injury calculatorK.S.A. § 60-513(a)(7), (c)·Source retrieved 2026-07-27
Open the medical malpractice calculatorK.S.A. § 60-513(a)(5)·Source retrieved 2026-07-27
Open the wrongful death calculatorK.S.A. § 44-520a·Last reviewed 2026-07-29
Open the workers compensation calculatorK.S.A. § 60-513(a)(4)·Source retrieved 2026-07-27
Open the slip and fall calculatorKansas against the rest of the country
Every count below is read from our state-law data across all 51 jurisdictions, so it moves when the data does. What you will not find here is an average settlement figure: the only one we could compute is a model, and a model presented as a measurement is not a fact.
- 10 of the 51 jurisdictions we track apply modified comparative negligence with a 50% bar, and Kansas is one of them.
- Its 2 years to file is the same as the most common deadline in the country, which 25 jurisdictions use. Across the 51 jurisdictions the deadline for this case type runs from 1 year to 6 years.
- 7 of the 51 jurisdictions limit non-economic damages (pain and suffering) in our data and Kansas is not among them, so an estimate here is not held down by a ceiling we hold.
Comparisons are drawn from the legal levers that actually move a case value, not from closed-case data, which we do not hold. See the full methodology