Oregon Car Accident Settlement Calculator
Estimate a car accident settlement under Oregon law. The calculator applies this jurisdiction's own comparative fault rule and damages ceilings, and every figure below is the one our verified data holds, with the statute behind it and the date we checked it.
What Oregon law does to your claim
Three things in state law open a gap between two identical injuries in two different states: how long you have to file, what happens if you were partly at fault, and whether the state puts a ceiling on what a jury can award. Here is what we hold for this one.
Oregon bars recovery if plaintiff is 51% or more at fault.
Or. Rev. Stat. § 31.600·Source retrieved 2026-07-27
Oregon states a limit on non-economic damages in Or. Rev. Stat. § 31.710 and we hold that figure. Whether it can be enforced against a particular claim is unsettled: the Oregon Supreme Court's remedy-clause decisions call for a case-by-case analysis, and our own research recorded the section as not uniformly enforceable in every application. Settling a constitutional question from a one-line research note is not something we will do by putting a number on a page. The amount and its citation are on the source record, and this is an open research question for us rather than a missing URL. Ask an Oregon attorney whether the limit applies to a claim like yours.
None on record means our verified data holds no figure of this kind for this state. It is not a finding that no limit could apply to your claim.
Held, not published means our research established a limit for this state and we are not putting a figure on it here. The note under each one says which statute it is and what stops us. The amount and its source are on our record.
Oregon car insurance law: minimums, PIP and uninsured motorist coverage
What Oregon's provisions say about the insurance behind a car accident claim, in their own words, with the copy read named under each.
Oregon: Minimum liability coverage
“The schedule of payments is as follows: (a) $25,000 because of bodily injury to or death of one person in any one accident; (b) Subject to that limit for one person, $50,000 because of bodily injury to or death of two or more persons in any one accident; and (c) $20,000 because of injury to or destruction of the property of others in any one accident.”
“[…] must provide the minimum limits of coverage required under ORS 806.070.”
The provision begins before this quote, and the part before it is not quoted here.
A minimum is a floor on what a policy must carry. It is not a limit on what a claim is worth, and it does not tell you what the at-fault driver carries.
Oregon: No-fault, personal injury protection and the right to sue
“Every motor vehicle liability policy issued for delivery in this state that covers any private passenger motor vehicle shall provide personal injury protection benefits to the person insured thereunder, members of that person’s family residing in the same household, children not related to the insured by blood, marriage or adoption who are residing in the same household as the insured and being reared as the insured’s own, passengers occupying the insured motor vehicle and pedestrians struck by the insured motor vehicle.”
“(a) All reasonable and necessary expenses of medical, hospital, dental, surgical, ambulance and prosthetic services incurred within two years after the date of the person’s injury, but not more than $15,000 in the aggregate for all such expenses of the person.”
No limit on a suit for pain and suffering was found in the provisions read for this page (ORS 742.520 and 742.524).
Oregon: Uninsured and underinsured motorist coverage
“(1) Every motor vehicle liability policy that insures against a loss that a natural person suffers and that results from liability imposed by law for bodily injury or death that arises out of owning, maintaining or using a motor vehicle shall provide in the policy or by indorsement on the policy uninsured motorist coverage if the policy is either: (a) Issued for delivery in this state; or […]”
The provision continues past the end of this quote, and the rest is not quoted here.
“(2)(a) A motor vehicle bodily injury liability policy must have the same limits for uninsured motorist coverage as for bodily injury liability coverage unless a named insured in writing elects lower limits. The insured may not elect limits lower than the amounts prescribed to meet the requirements of ORS 806.070 for bodily injury or death. Uninsured motorist coverage must include underinsurance coverage for bodily injury or death […]”
The provision continues past the end of this quote, and the rest is not quoted here.
Oregon: Medical payments coverage
No medical payments coverage requirement was found in the provisions read for this page (ORS 742.502, 742.520 and 742.524).
The personal injury protection benefits quoted above include medical expenses.
What partial fault costs you in Oregon
The same claim, fracture with surgery, several months of recovery, run through the calculator above four times, with nothing changed but the share of fault assigned to the claimant. The numbers are the engine's output, not an editorial claim about what these cases are worth.
One case, run through the calculator above four times with only the claimant's share of fault changed, under Oregon law. No coverage ceiling is applied, because we would be inventing the at-fault party's policy. These shares illustrate the rule; they are not an estimate of your own fault.
Every Oregon deadline we hold
A claim can be more than one kind of case, and the clock is different for each. These are the Oregon periods in our verified data, with the statute behind each one. A deadline is the outside limit, never a target, and other rules can shorten it.
Or. Rev. Stat. § 12.110(1)·Source retrieved 2026-07-27
Open the personal injury calculatorOr. Rev. Stat. § 12.110(4)·Source retrieved 2026-07-27
Open the medical malpractice calculatorOr. Rev. Stat. § 30.020(1)·Source retrieved 2026-07-27
Open the wrongful death calculatorOr. Rev. Stat. § 656.265·Source retrieved 2026-07-27
Open the workers compensation calculatorOr. Rev. Stat. § 12.110(1)·Source retrieved 2026-07-27
Open the slip and fall calculatorOregon against the rest of the country
Every count below is read from our state-law data across all 51 jurisdictions, so it moves when the data does. What you will not find here is an average settlement figure: the only one we could compute is a model, and a model presented as a measurement is not a fact.
- 24 of the 51 jurisdictions we track apply modified comparative negligence with a 51% bar, and Oregon is one of them.
- Its 2 years to file is the same as the most common deadline in the country, which 25 jurisdictions use. Across the 51 jurisdictions the deadline for this case type runs from 1 year to 6 years.
- 7 of the 51 jurisdictions limit non-economic damages (pain and suffering) in our data and Oregon is not among them, so an estimate here is not held down by a ceiling we hold.
Comparisons are drawn from the legal levers that actually move a case value, not from closed-case data, which we do not hold. See the full methodology