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New York · State edition

New York Car Accident Settlement Calculator

Estimate a car accident settlement under New York law. The calculator applies this jurisdiction's own comparative fault rule and damages ceilings, and every figure below is the one our verified data holds, with the statute behind it and the date we checked it.

Car Accident Settlement Calculator
Enter your case details
Economic damages
What you've lost in dollars
$
$
$
$
$
Injury
Used to select a pain & suffering multiplier
Injury severity
Expected recovery
Case specifics
Liability & coverage
These can cap or reduce your recovery
$
Live estimate
Case #3160
Estimated Net Take-Home
$56,160
Likely range $39,312 to $78,624
Breakdown
Economic damages$64,500
Pain & suffering (×2.85)$183,825
Property damage$11,200
Comparative fault (−15%)−$38,929
Coverage / policy cap−$120,596
Attorney fees (33.3%)−$33,300
Case costs−$5,500
Medical liens−$5,040
Net to client$56,160
Your case value exceeds the at-fault party's $100,000 policy limit. Recovery is often capped at the available coverage unless additional policies (such as Underinsured Motorist coverage) apply.
Statute of limitations in New York: 3 years to file this claim.
This estimate is for informational and planning purposes only. It is not legal advice, financial advice, or a guarantee of any outcome. Every case is different. Consult a licensed attorney in your state for advice specific to your situation.
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Verified state law

What New York law does to your claim

Four things decide most of the gap between two identical injuries in two different states: how long you have to file, what happens if you were partly at fault, and whether the state puts a ceiling on what a jury can award. Here is what we hold for this one.

Personal injury
3 years

N.Y. C.P.L.R. 214(5)·Source retrieved 2026-07-27

Comparative fault rule
the pure comparative negligence rule

New York uses pure comparative fault.

N.Y. C.P.L.R. 1411·Source retrieved 2026-07-27

Non-economic damages (pain and suffering)
None on record
Punitive damages
None on record

New York common law·Source retrieved 2026-07-27

None on record means our verified data holds no figure of this kind for this state. It is not a finding that no limit could apply to your claim.

The fault rule, in dollars

What partial fault costs you in New York

The same claim - fracture with surgery, several months of recovery - run through the calculator above four times, with nothing changed but the share of fault assigned to the claimant. The numbers are the engine's output, not an editorial claim about what these cases are worth.

0% at fault
$87,248
25% at fault
$55,940
50% at fault
$33,468
51% at fault
$32,746

One case, run through the calculator above four times with only the claimant's share of fault changed, under New York law. No coverage ceiling is applied, because we would be inventing the at-fault party's policy. These shares illustrate the rule; they are not an estimate of your own fault.

Filing deadlines

Every New York deadline we hold

A claim can be more than one kind of case, and the clock is different for each. These are the New York periods in our verified data, with the statute behind each one. A deadline is the outside limit, never a target, and other rules can shorten it.

Personal injury
3 years

N.Y. C.P.L.R. 214(5)·Source retrieved 2026-07-27

Open the personal injury calculator
Medical malpractice
2 years

N.Y. C.P.L.R. 214-a sets 2 years and 6 months (30 months) from the act or omission complained of, or from the end of continuous treatment for the same condition. This field holds whole years, so we publish 2, which understates the period by six months rather than overstating it. You may have up to 30 months. A foreign-object claim runs 1 year from discovery. Confirm your deadline with a New York attorney.

N.Y. C.P.L.R. 214-a·Last reviewed 2026-07-29

Open the medical malpractice calculator
Wrongful death
2 years

N.Y. E.P.T.L. § 5-4.1·Source retrieved 2026-07-27

Open the wrongful death calculator
Workers compensation
2 years

N.Y. Workers' Comp. Law § 28·Source retrieved 2026-07-27

Open the workers compensation calculator
Slip and fall
3 years

N.Y. C.P.L.R. 214(5)·Source retrieved 2026-07-27

Open the slip and fall calculator
Dog bite
3 years

N.Y. C.P.L.R. 214(5)·Source retrieved 2026-07-27

Open the dog bite calculator
How this state compares

New York against the rest of the country

Every count below is read from our state-law data across all 51 jurisdictions, so it moves when the data does. What you will not find here is an average settlement figure: the only one we could compute is a model, and a model presented as a measurement is not a fact.

  • 11 of the 51 jurisdictions we track apply the pure comparative negligence rule, and New York is one of them.
  • Its 3 years to file is longer than the 2 years that 25 jurisdictions use. Across the 51 jurisdictions the deadline for this case type runs from 1 year to 6 years.
  • 5 of the 51 jurisdictions limit non-economic damages (pain and suffering) in our data and New York is not among them, so an estimate here is not held down by a ceiling we hold.

Comparisons are drawn from the legal levers that actually move a case value, not from closed-case data, which we do not hold. See the full methodology

New York Car Accident questions