Alaska Car Accident Settlement Calculator
Estimate a car accident settlement under Alaska law. The calculator applies this jurisdiction's own comparative fault rule and damages ceilings, and every figure below is the one our verified data holds, with the statute behind it and the date we checked it.
What Alaska law does to your claim
Three things in state law open a gap between two identical injuries in two different states: how long you have to file, what happens if you were partly at fault, and whether the state puts a ceiling on what a jury can award. Here is what we hold for this one.
Alaska uses pure comparative fault.
Alaska Stat. § 09.17.060·Source retrieved 2026-07-27
Alaska limits non-economic damages in an ordinary injury case, and we hold the statute and the figure it names. We do not print a number here because Alaska Stat. § 09.17.010 does not set one: the ceiling is the greater of a fixed amount or the injured person's life expectancy in years multiplied by a per-year figure, and it rises to a second, higher pair for a severe permanent physical impairment or severe disfigurement. One number would be too low for a young claimant and the wrong number for a badly injured one. The statutory amounts and our reason for holding them back are on the source record. Ask an Alaska attorney which ceiling reaches your claim.
Alaska Stat. § 09.17.020·Last reviewed 2026-07-30
Held, not published means our research established a limit for this state and we are not putting a figure on it here. The note under each one says which statute it is and what stops us. The amount and its source are on our record.
Alaska car insurance law: minimums, PIP and uninsured motorist coverage
What Alaska's provisions say about the insurance behind a car accident claim, in their own words, with the copy read named under each.
Alaska: Minimum liability coverage
“A motor vehicle liability policy must provide coverage in the United States or Canada, subject to limits exclusive of interest and costs, with respect to each vehicle, as follows: (1) $50,000 because of bodily injury to or death of one person in one accident, and, subject to the same limit for one person, $100,000 because of bodily injury to or death of two or more persons in one accident; and (2) $25,000 because of injury to or destruction of property of others in one accident.”
“An automobile liability policy that insures an owner or operator of a motor vehicle against loss resulting from liability for bodily injury or death, or for property injury or destruction, or both, that is sold in the state, must contain limits in at least the amount prescribed for a motor vehicle liability policy in AS 28.20.440 or AS 28.22.101.”
A minimum is a floor on what a policy must carry. It is not a limit on what a claim is worth, and it does not tell you what the at-fault driver carries.
Alaska: No-fault, personal injury protection and the right to sue
No personal injury protection requirement, and no limit on a suit for pain and suffering, was found in the provisions read for this page (AS 28.22 and AS 21.96).
Alaska: Uninsured and underinsured motorist coverage
“A motor vehicle liability policy must provide coverage under AS 28.22.201 — 28.22.231 in the amounts set out in (d) of this section for the protection of the persons insured under the policy who are legally entitled to recover damages from the owner or operator of an uninsured or underinsured motor vehicle because of bodily injury or death, or damage to or destruction of property arising out of the ownership, maintenance, or use of the uninsured or underinsured motor vehicle.”
“[…] may be rejected by the insured in writing; if the insured has rejected uninsured or underinsured coverage, the coverage may not be included in a supplemental, renewal, or replacement policy unless the insured subsequently requests uninsured or underinsured coverage in writing.”
The provision begins before this quote, and the part before it is not quoted here.
Alaska: Medical payments coverage
No medical payments coverage requirement was found in the provisions read for this page (AS 21.96.020 and AS 28.22).
What partial fault costs you in Alaska
The same claim, fracture with surgery, several months of recovery, run through the calculator above four times, with nothing changed but the share of fault assigned to the claimant. The numbers are the engine's output, not an editorial claim about what these cases are worth.
One case, run through the calculator above four times with only the claimant's share of fault changed, under Alaska law. No coverage ceiling is applied, because we would be inventing the at-fault party's policy. These shares illustrate the rule; they are not an estimate of your own fault.
Every Alaska deadline we hold
A claim can be more than one kind of case, and the clock is different for each. These are the Alaska periods in our verified data, with the statute behind each one. A deadline is the outside limit, never a target, and other rules can shorten it.
Alaska Stat. § 09.10.070(a)·Source retrieved 2026-07-27
Open the personal injury calculatorAlaska Stat. § 09.10.070; § 09.10.055·Source retrieved 2026-07-27
Open the medical malpractice calculatorAlaska Stat. § 09.10.070(a)·Source retrieved 2026-07-27
Open the wrongful death calculatorAlaska Stat. § 23.30.105·Source retrieved 2026-07-27
Open the workers compensation calculatorAlaska Stat. § 09.10.070(a)·Source retrieved 2026-07-27
Open the slip and fall calculatorAlaska against the rest of the country
Every count below is read from our state-law data across all 51 jurisdictions, so it moves when the data does. What you will not find here is an average settlement figure: the only one we could compute is a model, and a model presented as a measurement is not a fact.
- 11 of the 51 jurisdictions we track apply the pure comparative negligence rule, and Alaska is one of them.
- Its 2 years to file is the same as the most common deadline in the country, which 25 jurisdictions use. Across the 51 jurisdictions the deadline for this case type runs from 1 year to 6 years.
- 7 of the 51 jurisdictions limit non-economic damages (pain and suffering) in our data and Alaska is not among them, so an estimate here is not held down by a ceiling we hold.
Comparisons are drawn from the legal levers that actually move a case value, not from closed-case data, which we do not hold. See the full methodology