Pain and Suffering Calculator, with the same math attorneys use.
Calculate pain and suffering damages using the multiplier method. Understand how general damages are calculated in personal injury.
How pain and sufferingsettlements are calculated
Attorneys and insurance adjusters use the same framework to value a personal injury case. Here's what each step actually does to your number.
What the formula returns at these inputs
These are outputs of the calculator on this page, not settlements anyone received. Each row feeds the inputs described into the same formula the calculator runs, and the last column is the number it returns. We hold no dataset of closed cases, so we publish the formula working instead of figures we cannot source.
Every row is run in Arizona with no share of fault assigned to the claimant. No coverage ceiling is applied, because we would be inventing the at-fault party's policy. Arizona is used because our state-law data records it as a pure comparative fault jurisdiction with no damages cap of any kind, so nothing here is clipped by a state limit and you can see the formula itself. Pick your own state in the calculator above and the number moves.
What actually moves your settlement
Two cases with the same medical bills can settle for very different amounts. These are the variables that pull them apart.
Statute of limitations for your claim
Once this deadline passes, your case is gone, regardless of how strong it was. The clock typically starts on the date of the incident.
Do you need a lawyer?
- Minor injury only, no lasting impact
- Clear liability, soft-tissue with fast recovery, under $5k medical
- Insurer's first offer meets your documented damages
- You're comfortable negotiating and have time to document
- Any surgery, hospitalization, or permanent impairment
- Disputed liability, multiple parties, or commercial defendant
- Insurer is delaying, denying, or lowballing
- Policy limits exceeded or underinsured issues
- You're unsure what your case is worth, which is what this tool is for