Vermont Car Accident Settlement Calculator
Estimate a car accident settlement under Vermont law. The calculator applies this jurisdiction's own comparative fault rule and damages ceilings, and every figure below is the one our verified data holds, with the statute behind it and the date we checked it.
What Vermont law does to your claim
Three things in state law open a gap between two identical injuries in two different states: how long you have to file, what happens if you were partly at fault, and whether the state puts a ceiling on what a jury can award. Here is what we hold for this one.
Vermont bars recovery if plaintiff is 51% or more at fault.
12 V.S.A. § 1036·Source retrieved 2026-07-27
None on record means our verified data holds no figure of this kind for this state. It is not a finding that no limit could apply to your claim.
Vermont car insurance law: minimums, PIP and uninsured motorist coverage
What Vermont's provisions say about the insurance behind a car accident claim, in their own words, with the copy read named under each.
Vermont: Minimum liability coverage
“No owner of a motor vehicle required to be registered, or operator required to be licensed or issued a learner’s permit, shall operate or permit the operation of the vehicle upon the highways of the State without having in effect an automobile liability policy or bond in the amounts of at least $25,000.00 for one person and $50,000.00 for two or more persons killed or injured and $10,000.00 for damages to property in any one crash. In lieu thereof, evidence of self-insurance in the amount of $115,000.00 must be filed with the Commissioner of Motor Vehicles […]”
The provision continues past the end of this quote, and the rest is not quoted here.
A minimum is a floor on what a policy must carry. It is not a limit on what a claim is worth, and it does not tell you what the at-fault driver carries.
Vermont: No-fault, personal injury protection and the right to sue
No personal injury protection requirement, and no limit on a suit for pain and suffering, was found in the provisions read for this page (23 V.S.A. §§ 800, 801 and 941).
Vermont: Uninsured and underinsured motorist coverage
“(a) No policy insuring against liability arising out of the ownership, maintenance, or use of any motor vehicle may be delivered or issued for delivery in this State with respect to any motor vehicle registered or principally garaged in this State unless coverage is provided for the protection of persons insured under the policy or a supplemental policy who are legally entitled to recover damages, from owners or operators of uninsured, underinsured, or hit-and-run motor vehicles, for bodily injury, sickness, or disease, including death, and for property damages resulting from the ownership, maintenance, or use of such uninsured, underinsured, or hit-and-run motor vehicle. The coverage for property damages shall be sufficient to indemnify a claim for damages to which the claimant is legally entitled of no more than $10,000.00 per claim, subject to a $150.00 deductible; […]”
The provision continues past the end of this quote, and the rest is not quoted here.
“(c) The coverages under subsections (a) and (b) of this section for new or renewed policies shall be not less than $50,000.00 for one person and $100,000.00 for two or more persons killed or injured. If the limits of liability coverage in the policy are greater than $50,000.00 for one person and $100,000.00 for two or more persons injured or killed, the limits of uninsured motorist insurance shall be the same, unless the policyholder otherwise directs.”
Vermont: Medical payments coverage
No medical payments coverage requirement was found in the provisions read for this page (23 V.S.A. §§ 800, 801 and 941).
What partial fault costs you in Vermont
The same claim, fracture with surgery, several months of recovery, run through the calculator above four times, with nothing changed but the share of fault assigned to the claimant. The numbers are the engine's output, not an editorial claim about what these cases are worth.
One case, run through the calculator above four times with only the claimant's share of fault changed, under Vermont law. No coverage ceiling is applied, because we would be inventing the at-fault party's policy. These shares illustrate the rule; they are not an estimate of your own fault.
Every Vermont deadline we hold
A claim can be more than one kind of case, and the clock is different for each. These are the Vermont periods in our verified data, with the statute behind each one. A deadline is the outside limit, never a target, and other rules can shorten it.
12 V.S.A. § 512(4)·Source retrieved 2026-07-27
Open the personal injury calculator12 V.S.A. § 521·Source retrieved 2026-07-27
Open the medical malpractice calculator21 V.S.A. 656 generally requires proceedings to begin within 6 months of the injury, subject to the statute's payment and knowledge provisions. Our filing-deadline field counts whole years, so it cannot state a 6-month window, and rounding it up would tell you that you have twice the time you actually do. Ask a Vermont attorney or the Department of Labor about your deadline.
Open the workers compensation calculatorVermont against the rest of the country
Every count below is read from our state-law data across all 51 jurisdictions, so it moves when the data does. What you will not find here is an average settlement figure: the only one we could compute is a model, and a model presented as a measurement is not a fact.
- 24 of the 51 jurisdictions we track apply modified comparative negligence with a 51% bar, and Vermont is one of them.
- Its 3 years to file is longer than the 2 years that 25 jurisdictions use. Across the 51 jurisdictions the deadline for this case type runs from 1 year to 6 years.
- 7 of the 51 jurisdictions limit non-economic damages (pain and suffering) in our data and Vermont is not among them, so an estimate here is not held down by a ceiling we hold.
Comparisons are drawn from the legal levers that actually move a case value, not from closed-case data, which we do not hold. See the full methodology