Idaho Car Accident Settlement Calculator
Estimate a car accident settlement under Idaho law. The calculator applies this jurisdiction's own comparative fault rule and damages ceilings, and every figure below is the one our verified data holds, with the statute behind it and the date we checked it.
What Idaho law does to your claim
Three things in state law open a gap between two identical injuries in two different states: how long you have to file, what happens if you were partly at fault, and whether the state puts a ceiling on what a jury can award. Here is what we hold for this one.
Idaho bars recovery if plaintiff is 50% or more at fault.
Idaho Code § 6-801·Source retrieved 2026-07-27
None on record means our verified data holds no figure of this kind for this state. It is not a finding that no limit could apply to your claim.
Idaho car insurance law: minimums, PIP and uninsured motorist coverage
What Idaho's provisions say about the insurance behind a car accident claim, in their own words, with the copy read named under each.
Idaho: Minimum liability coverage
“Every owner of a motor vehicle which is registered and operated in Idaho by the owner or with his permission shall continuously, except as provided in section 41-2516, Idaho Code, provide insurance against loss resulting from liability imposed by law for bodily injury or death or damage to property suffered by any person caused by maintenance or use of motor vehicles described therein in an amount not less than that required by section 49-117, Idaho Code, […]”
The provision continues past the end of this quote, and the rest is not quoted here.
“"Proof of financial responsibility" means proof of ability to respond in damages for liability, on account of accidents occurring subsequent to the effective date of the proof, arising out of the ownership, maintenance or use of a motor vehicle, in the amount of twenty-five thousand dollars ($25,000) because of bodily injury to or death of one (1) person in any one (1) accident and, subject to the limit for one (1) person, in the amount of fifty thousand dollars ($50,000) because of bodily injury to or death of two (2) or more persons in any one (1) accident, and in the amount of fifteen thousand dollars ($15,000) because of injury to or destruction of property of others in any one (1) accident.”
A minimum is a floor on what a policy must carry. It is not a limit on what a claim is worth, and it does not tell you what the at-fault driver carries.
Idaho: No-fault, personal injury protection and the right to sue
No personal injury protection requirement, and no limit on a suit for pain and suffering, was found in the provisions read for this page (Idaho Code §§ 49-117, 49-1212, 49-1229 and 41-2502).
Idaho: Uninsured and underinsured motorist coverage
“(1) Except as otherwise provided in subsection (2) of this section, no owner’s or operator’s policy of motor vehicle liability insurance that is subject to the requirements of section 49-1212(1) or (2), Idaho Code, shall be delivered or issued for delivery in this state with respect to any motor vehicle registered or principally garaged in this state unless coverage is provided therein or supplemental thereto, in limits for bodily injury or death as set forth in section 49-117, Idaho Code, as amended from time to time, under provisions approved by the director of the department of insurance, for the protection of persons insured thereunder who are legally entitled to recover damages from owners or operators of uninsured and underinsured motor vehicles because of bodily injury, sickness or disease, including death, resulting therefrom.”
“(2) A named insured shall have the right to reject either or both uninsured motorist coverage or underinsured motorist coverage, which rejection must be in writing or in an electronic record as authorized by the uniform electronic transactions act, chapter 50, title 28, Idaho Code, […]”
The provision continues past the end of this quote, and the rest is not quoted here.
Idaho: Medical payments coverage
No medical payments coverage requirement was found in the provisions read for this page (Idaho Code §§ 49-117, 49-1212, 49-1229 and 41-2502).
What partial fault costs you in Idaho
The same claim, fracture with surgery, several months of recovery, run through the calculator above four times, with nothing changed but the share of fault assigned to the claimant. The numbers are the engine's output, not an editorial claim about what these cases are worth.
One case, run through the calculator above four times with only the claimant's share of fault changed, under Idaho law. No coverage ceiling is applied, because we would be inventing the at-fault party's policy. These shares illustrate the rule; they are not an estimate of your own fault.
Every Idaho deadline we hold
A claim can be more than one kind of case, and the clock is different for each. These are the Idaho periods in our verified data, with the statute behind each one. A deadline is the outside limit, never a target, and other rules can shorten it.
Idaho Code § 5-219(4)·Source retrieved 2026-07-27
Open the personal injury calculatorIdaho Code § 5-219(4)·Source retrieved 2026-07-27
Open the medical malpractice calculatorIdaho Code § 5-219(4)·Source retrieved 2026-07-27
Open the wrongful death calculatorIdaho Code 72-706·Last reviewed 2026-07-28
Open the workers compensation calculatorIdaho Code § 5-219(4)·Source retrieved 2026-07-27
Open the slip and fall calculatorIdaho against the rest of the country
Every count below is read from our state-law data across all 51 jurisdictions, so it moves when the data does. What you will not find here is an average settlement figure: the only one we could compute is a model, and a model presented as a measurement is not a fact.
- 10 of the 51 jurisdictions we track apply modified comparative negligence with a 50% bar, and Idaho is one of them.
- Its 2 years to file is the same as the most common deadline in the country, which 25 jurisdictions use. Across the 51 jurisdictions the deadline for this case type runs from 1 year to 6 years.
- 7 of the 51 jurisdictions limit non-economic damages (pain and suffering) in our data and Idaho is not among them, so an estimate here is not held down by a ceiling we hold.
Comparisons are drawn from the legal levers that actually move a case value, not from closed-case data, which we do not hold. See the full methodology