Mississippi Car Accident Settlement Calculator
Estimate a car accident settlement under Mississippi law. The calculator applies this jurisdiction's own comparative fault rule and damages ceilings, and every figure below is the one our verified data holds, with the statute behind it and the date we checked it.
What Mississippi law does to your claim
Three things in state law open a gap between two identical injuries in two different states: how long you have to file, what happens if you were partly at fault, and whether the state puts a ceiling on what a jury can award. Here is what we hold for this one.
Mississippi uses pure comparative fault.
Miss. Code Ann. § 11-7-15·Source retrieved 2026-07-27
Miss. Code Ann. § 11-1-60(2)(b)·Last reviewed 2026-07-29
Miss. Code Ann. § 11-1-65(3)(a)·Last reviewed 2026-07-30
Mississippi car insurance law: minimums, PIP and uninsured motorist coverage
What Mississippi's provisions say about the insurance behind a car accident claim, in their own words, with the copy read named under each.
Mississippi: Minimum liability coverage
The Mississippi Insurance Department's auto insurance page states:
“On January 1, 2006, the minimum liability requirements increased to the following: $25,000 per person (limited to a single accident), $50,000 per accident for bodily injury, and $25,000 per accident for property damage.”
The Mississippi Code was not read for this page.
A minimum is a floor on what a policy must carry. It is not a limit on what a claim is worth, and it does not tell you what the at-fault driver carries.
Mississippi: No-fault, personal injury protection and the right to sue
Not established here. The Mississippi Insurance Department's auto insurance page, the one source read for Mississippi, states no such rule, and Mississippi's statutes were not read for this page.
Mississippi: Uninsured and underinsured motorist coverage
Not established here. The Mississippi Insurance Department's auto insurance page, the one source read for Mississippi, states no such rule, and Mississippi's statutes were not read for this page.
Mississippi: Medical payments coverage
Not established here. The Mississippi Insurance Department's auto insurance page, the one source read for Mississippi, states no such rule, and Mississippi's statutes were not read for this page.
What partial fault costs you in Mississippi
The same claim, fracture with surgery, several months of recovery, run through the calculator above four times, with nothing changed but the share of fault assigned to the claimant. The numbers are the engine's output, not an editorial claim about what these cases are worth.
One case, run through the calculator above four times with only the claimant's share of fault changed, under Mississippi law. No coverage ceiling is applied, because we would be inventing the at-fault party's policy. These shares illustrate the rule; they are not an estimate of your own fault.
Every Mississippi deadline we hold
A claim can be more than one kind of case, and the clock is different for each. These are the Mississippi periods in our verified data, with the statute behind each one. A deadline is the outside limit, never a target, and other rules can shorten it.
Miss. Code Ann. § 15-1-49·Source retrieved 2026-07-27
Open the personal injury calculatorMiss. Code Ann. § 15-1-36·Source retrieved 2026-07-27
Open the medical malpractice calculatorMiss. Code Ann. §§ 11-7-13, 15-1-49·Last reviewed 2026-07-29
Open the wrongful death calculatorMiss. Code Ann. § 71-3-35·Source retrieved 2026-07-27
Open the workers compensation calculatorMiss. Code Ann. § 15-1-49·Source retrieved 2026-07-27
Open the slip and fall calculatorMississippi against the rest of the country
Every count below is read from our state-law data across all 51 jurisdictions, so it moves when the data does. What you will not find here is an average settlement figure: the only one we could compute is a model, and a model presented as a measurement is not a fact.
- 11 of the 51 jurisdictions we track apply the pure comparative negligence rule, and Mississippi is one of them.
- Its 3 years to file is longer than the 2 years that 25 jurisdictions use. Across the 51 jurisdictions the deadline for this case type runs from 1 year to 6 years.
- 7 of the 51 jurisdictions limit non-economic damages (pain and suffering) in our data, and Mississippi is one of them at $1,000,000, so a large non-economic award can be reduced to it.
Comparisons are drawn from the legal levers that actually move a case value, not from closed-case data, which we do not hold. See the full methodology