Maine Car Accident Settlement Calculator
Estimate a car accident settlement under Maine law. The calculator applies this jurisdiction's own comparative fault rule and damages ceilings, and every figure below is the one our verified data holds, with the statute behind it and the date we checked it.
What Maine law does to your claim
Three things in state law open a gap between two identical injuries in two different states: how long you have to file, what happens if you were partly at fault, and whether the state puts a ceiling on what a jury can award. Here is what we hold for this one.
Maine bars recovery if plaintiff is 50% or more at fault.
14 M.R.S. § 156·Source retrieved 2026-07-27
18-C M.R.S. § 2-807(2)·Last reviewed 2026-07-30
None on record means our verified data holds no figure of this kind for this state. It is not a finding that no limit could apply to your claim.
Maine car insurance law: minimums, PIP and uninsured motorist coverage
What Maine's provisions say about the insurance behind a car accident claim, in their own words, with the copy read named under each.
Maine: Minimum liability coverage
“An operator or owner of a vehicle registered in this State or required to be registered in this State shall maintain the amounts of motor vehicle financial responsibility specified in section 1605.”
“Be in the amount or limit of at least: (1) For damage to property, $25,000; (2) For injury to or death of any one person, $50,000; (3) For one accident resulting in injury to or death of more than one person, $100,000; (4) For medical payments pursuant to section 1605‑A, $2,000; and (5) For towing and storage charges pursuant to section 1605‑B, $500.”
A minimum is a floor on what a policy must carry. It is not a limit on what a claim is worth, and it does not tell you what the at-fault driver carries.
Maine: No-fault, personal injury protection and the right to sue
No personal injury protection requirement, and no limit on a suit for pain and suffering, was found in the provisions read for this page (29-A M.R.S. §§ 1601, 1605 and 1605-A, and 24-A M.R.S. § 2902).
Maine: Uninsured and underinsured motorist coverage
“1. A policy insuring against liability arising out of the ownership, maintenance or use of any motor vehicle may not be delivered or issued for delivery in this State with respect to any such vehicle registered or principally garaged in this State, unless coverage is provided in the policy or supplemental to the policy for the protection of persons insured under the policy who are legally entitled to recover damages from owners or operators of uninsured, underinsured or hit-and-run motor vehicles, […]”
The provision continues past the end of this quote, and the rest is not quoted here.
“For the purposes of this section, "underinsured motor vehicle" means a motor vehicle for which coverage is provided, but in amounts less than the minimum limits for bodily injury liability insurance provided for under the motorist's financial responsibility laws of this State or less than the limits of the injured party's uninsured vehicle coverage.”
“[…] the amount of coverage to be so provided may not be less than the amount of coverage for liability for bodily injury or death in the policy offered or sold to a purchaser unless the purchaser expressly rejects such an amount, but in any event may not be less than the minimum limits for bodily injury liability insurance […]”
The provision begins before this quote and continues past its end, and neither part is quoted here.
Maine: Medical payments coverage
“A motor vehicle liability policy issued for a motor vehicle registered or principally garaged in this State must provide coverage in an amount equal to or greater than $2,000 per person for medical costs incurred as a result of injuries sustained in an accident involving the insured vehicle by the driver and passengers in that vehicle. The coverage required by this section only applies to medical costs incurred during one year following the date the injuries are sustained.”
What partial fault costs you in Maine
The same claim, fracture with surgery, several months of recovery, run through the calculator above four times, with nothing changed but the share of fault assigned to the claimant. The numbers are the engine's output, not an editorial claim about what these cases are worth.
One case, run through the calculator above four times with only the claimant's share of fault changed, under Maine law. No coverage ceiling is applied, because we would be inventing the at-fault party's policy. These shares illustrate the rule; they are not an estimate of your own fault.
Every Maine deadline we hold
A claim can be more than one kind of case, and the clock is different for each. These are the Maine periods in our verified data, with the statute behind each one. A deadline is the outside limit, never a target, and other rules can shorten it.
14 M.R.S. § 752·Source retrieved 2026-07-27
Open the personal injury calculator24 M.R.S. § 2902·Source retrieved 2026-07-27
Open the medical malpractice calculator18-C M.R.S. § 2-807(2)·Last reviewed 2026-07-29
Open the wrongful death calculator39-A M.R.S. § 306·Source retrieved 2026-07-27
Open the workers compensation calculatorMaine against the rest of the country
Every count below is read from our state-law data across all 51 jurisdictions, so it moves when the data does. What you will not find here is an average settlement figure: the only one we could compute is a model, and a model presented as a measurement is not a fact.
- 10 of the 51 jurisdictions we track apply modified comparative negligence with a 50% bar, and Maine is one of them.
- Its 6 years to file is longer than the 2 years that 25 jurisdictions use. Across the 51 jurisdictions the deadline for this case type runs from 1 year to 6 years.
- 7 of the 51 jurisdictions limit non-economic damages (pain and suffering) in our data and Maine is not among them, so an estimate here is not held down by a ceiling we hold.
Comparisons are drawn from the legal levers that actually move a case value, not from closed-case data, which we do not hold. See the full methodology