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Ohio · State edition

Ohio Car Accident Settlement Calculator

Estimate a car accident settlement under Ohio law. The calculator applies this jurisdiction's own comparative fault rule and damages ceilings, and every figure below is the one our verified data holds, with the statute behind it and the date we checked it.

Car Accident Settlement Calculator
Enter your case details
Economic damages
What you've lost in dollars
$
$
$
$
$
Injury
Used to select a pain & suffering multiplier
Injury severity
Expected recovery
Case specifics
Liability & coverage
These can cap or reduce your recovery
$
Live estimate
Case #3160
Estimated Net Take-Home
$56,160
Likely range $39,312 to $78,624
Breakdown
Economic damages$64,500
Pain & suffering (×2.85)$183,825
Property damage$11,200
Comparative fault (−15%)−$38,929
Coverage / policy cap−$120,596
Attorney fees (33.3%)−$33,300
Case costs−$5,500
Medical liens−$5,040
Net to client$56,160
Your case value exceeds the at-fault party's $100,000 policy limit. Recovery is often capped at the available coverage unless additional policies (such as Underinsured Motorist coverage) apply.
Statute of limitations in Ohio: 2 years to file this claim.
Damages cap pending verification. Ohio does limit non-economic damages in an ordinary injury case, so this is not a state without a cap. Whether the limit reaches your claim depends on the injury: it does not apply to a permanent and substantial deformity, the loss of use of a limb, the loss of a bodily organ system, or a permanent injury that leaves you unable to care for yourself. The limit is also a formula tied to your economic damages rather than a flat amount, so we will not put a figure on it here. Ask an Ohio attorney which limit applies to your injury.
This estimate is for informational and planning purposes only. It is not legal advice, financial advice, or a guarantee of any outcome. Every case is different. Consult a licensed attorney in your state for advice specific to your situation.
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Verified state law

What Ohio law does to your claim

Four things decide most of the gap between two identical injuries in two different states: how long you have to file, what happens if you were partly at fault, and whether the state puts a ceiling on what a jury can award. Here is what we hold for this one.

Personal injury
2 years

Ohio Rev. Code § 2305.10·Source retrieved 2026-07-27

Comparative fault rule
modified comparative negligence with a 51% bar

Ohio bars recovery if plaintiff is 51% or more at fault.

Ohio Rev. Code § 2315.33·Source retrieved 2026-07-27

Non-economic damages (pain and suffering)
Pending verification

Ohio does limit non-economic damages in an ordinary injury case, so this is not a state without a cap. Whether the limit reaches your claim depends on the injury: it does not apply to a permanent and substantial deformity, the loss of use of a limb, the loss of a bodily organ system, or a permanent injury that leaves you unable to care for yourself. The limit is also a formula tied to your economic damages rather than a flat amount, so we will not put a figure on it here. Ask an Ohio attorney which limit applies to your injury.

Punitive damages
generally 2x compensatory

Ohio Rev. Code § 2315.21·Last reviewed 2026-07-30

The fault rule, in dollars

What partial fault costs you in Ohio

The same claim - fracture with surgery, several months of recovery - run through the calculator above four times, with nothing changed but the share of fault assigned to the claimant. The numbers are the engine's output, not an editorial claim about what these cases are worth.

0% at fault
$87,248
25% at fault
$55,940
50% at fault
$33,468
51% at fault
$0
Barred under this rule

One case, run through the calculator above four times with only the claimant's share of fault changed, under Ohio law. No coverage ceiling is applied, because we would be inventing the at-fault party's policy. These shares illustrate the rule; they are not an estimate of your own fault.

Filing deadlines

Every Ohio deadline we hold

A claim can be more than one kind of case, and the clock is different for each. These are the Ohio periods in our verified data, with the statute behind each one. A deadline is the outside limit, never a target, and other rules can shorten it.

Personal injury
2 years

Ohio Rev. Code § 2305.10·Source retrieved 2026-07-27

Open the personal injury calculator
Medical malpractice
1 year

Ohio Rev. Code § 2305.113·Source retrieved 2026-07-27

Open the medical malpractice calculator
Wrongful death
2 years

Ohio Rev. Code § 2125.02(D)·Source retrieved 2026-07-27

Open the wrongful death calculator
Workers compensation
1 year

Ohio Rev. Code 4123.84 generally requires a claim within 1 year after the injury, subject to that section's own provisions.

Ohio Rev. Code 4123.84·Last reviewed 2026-07-28

Open the workers compensation calculator
Slip and fall
2 years

Ohio Rev. Code § 2305.10·Source retrieved 2026-07-27

Open the slip and fall calculator
Dog bite
2 years

Ohio Rev. Code 2305.10 sets a 2-year period for bodily injury, and that is the period our verified research assigns to a dog-bite claim. Ohio also has a separate statutory dog-bite cause of action, and the research did not address whether a claim brought that way runs on a different clock. We publish the shorter figure so the deadline we show is never later than the one that governs. Confirm your own deadline with an Ohio attorney.

Ohio Rev. Code 2305.10·Last reviewed 2026-07-28

Open the dog bite calculator
How this state compares

Ohio against the rest of the country

Every count below is read from our state-law data across all 51 jurisdictions, so it moves when the data does. What you will not find here is an average settlement figure: the only one we could compute is a model, and a model presented as a measurement is not a fact.

  • 24 of the 51 jurisdictions we track apply modified comparative negligence with a 51% bar, and Ohio is one of them.
  • Its 2 years to file is the same as the most common deadline in the country, which 25 jurisdictions use. Across the 51 jurisdictions the deadline for this case type runs from 1 year to 6 years.
  • 5 of the 51 jurisdictions limit non-economic damages (pain and suffering) in our data. Ohio is one of them and we publish no figure for its limit, so nothing on this page reduces an estimate to one.

Comparisons are drawn from the legal levers that actually move a case value, not from closed-case data, which we do not hold. See the full methodology

Ohio Car Accident questions