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Wrongful Death Settlement Calculator · 2026 Edition
Wrongful Death Settlement Calculator, with the same math attorneys use.
Estimate wrongful death lawsuit damages including loss of consortium, dependent support, and funeral costs.
Method
Attorney multiplier model
Covers
50 states + DC
Takes
About 2 minutes
Wrongful Death Settlement Calculator
Enter your case details
Economic damages
What you've lost in dollars
$
$
$
$
Injury
Used to select a pain & suffering multiplier
Injury severity
Expected recovery
Liability & coverage
These can cap or reduce your recovery
$
Live estimate
Case #3160
Estimated Net Take-Home
$56,160
Likely range $39,312 to $78,624
Breakdown
Economic damages$64,500
Pain & suffering (×2.85)$183,825
Comparative fault (−15%)−$37,249
Coverage / policy cap−$111,076
Attorney fees (33.3%)−$33,300
Case costs−$5,500
Medical liens−$5,040
Net to client$56,160
Your case value exceeds the at-fault party's $100,000 policy limit. Recovery is often capped at the available coverage unless additional policies (such as Underinsured Motorist coverage) apply.
Statute of limitations in California: 2 years to file this claim.
This estimate is for informational and planning purposes only. It is not legal advice, financial advice, or a guarantee of any outcome. Every case is different. Consult a licensed attorney in your state for advice specific to your situation.
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How wrongful death settlementsettlements are calculated
Attorneys and insurance adjusters use the same framework to value a personal injury case. Here's what each step actually does to your number.
01
Calculate economic damages
Total all out-of-pocket losses: past and future medical expenses, lost wages and earning capacity, and any related property or financial losses. These form the foundation of your claim.
02
Apply pain-and-suffering multiplier
Non-economic damages are calculated by multiplying your economic damages by a factor based on injury severity, typically 1.5× to 4.5×. Catastrophic or permanent injuries command higher multipliers.
03
Adjust for comparative fault
Your recovery is reduced by any percentage of fault attributed to you under your state's comparative negligence rules. Some states bar recovery entirely if you exceed a fault threshold.
04
Account for available coverage
The at-fault party's insurance policy limits often impose a practical ceiling on recovery. Identify all potential coverage sources, including umbrella policies and your own coverage.
05
Subtract fees, costs, and liens
Contingency fees (33% to 40%), case costs (depositions, experts, filing fees), and medical liens from health insurers all reduce your net take-home. Plan for these before accepting any offer.
Reference
What the formula returns at these inputs
These are outputs of the calculator on this page, not settlements anyone received. Each row feeds the inputs described into the same formula the calculator runs, and the last column is the number it returns. We hold no dataset of closed cases, so we publish the formula working instead of figures we cannot source.
Case inputs
Economic damages
Multiplier
Estimated net take-home
Death at the scene, funeral costs, surviving spouse
Economic damages$265,000
Multiplier5.00x
Estimated net take-home$971,280
Weeks of final hospital care, surviving spouse and children
Economic damages$752,000
Multiplier5.00x
Estimated net take-home$2,744,544
Primary earner, young dependents, decades of lost support
Economic damages$1,860,000
Multiplier5.00x
Estimated net take-home$6,822,720
Every row is run in Arizona with no share of fault assigned to the claimant. No coverage ceiling is applied, because we would be inventing the at-fault party's policy. Arizona is used because our state-law data records it as a pure comparative fault jurisdiction with no damages cap of any kind, so nothing here is clipped by a state limit and you can see the formula itself. Pick your own state in the calculator above and the number moves.
Factors
What actually moves your settlement
Two cases with the same medical bills can settle for very different amounts. These are the variables that pull them apart.
Severity & permanence
Documented injuries with objective findings command higher settlements. Permanent impairment significantly increases the non-economic multiplier.
Clear liability
Cases with undisputed fault settle faster and for more. Contested liability reduces settlement value and increases litigation risk.
Treatment consistency
Gaps in medical treatment undermine your claim. Consistent, documented care directly tied to your incident is essential.
Available insurance
The at-fault party's coverage limits impose a practical ceiling on recovery in most cases. Identify all available coverage sources.
Jurisdiction
Some states cap certain damages. The county where you file can also materially affect jury awards and settlement pressure.
Attorney representation
An attorney changes what gets documented, how the demand is packaged, and whether the insurer prices in the risk of being sued. Weigh that against the contingency fee, which comes off the top of any recovery.
Deadline
Statute of limitations for your claim
Once this deadline passes, your case is gone, regardless of how strong it was. The clock typically starts on the date of the incident.
State law decides, and it varies more than most people expect. The claim commonly belongs to the surviving spouse, children, or parents, and some states extend it to other dependents or to the estate alone. In most places the personal representative of the estate files on behalf of everyone eligible, then any recovery is distributed under that state's rules. If you are unsure whether you have standing, that is one of the first questions worth asking an attorney.
Broadly, the survivors' losses rather than the decedent's. That means the present value of the financial support the family will not receive, lost household services, funeral and burial costs, medical expenses incurred before death, and non-economic damages such as loss of companionship, consortium, and a parent's guidance. Where a survival claim is also available, it can add the pain and suffering the decedent experienced between injury and death. Some states cap non-economic damages here, and 17 of the 51 jurisdictions in our data cap them in malpractice cases specifically.
With expert testimony, usually an economist and sometimes a vocational expert. They start from the decedent's earnings and career trajectory, project what would have been earned over a working life, subtract what would have been consumed personally, and reduce the result to present value. Employer benefits such as health insurance and retirement contributions are part of it, and so is the value of household work that now has to be paid for or absorbed.
Wrongful death deadlines generally run from the date of death rather than the date of the injury. Across the 51 jurisdictions in our state-law data they run from 1 to 3 years, and 32 of them use 2 years. Select your state in the calculator above for the one we hold. Some run much shorter where a government entity is involved, and at least one runs a peremptive period that is harder to extend than an ordinary statute. Evidence also goes stale quickly, so the practical deadline is usually earlier than the legal one.
A wrongful death claim belongs to the survivors and compensates their losses. A survival claim belongs to the estate and carries the claim the decedent would have had if they had lived, including the pain and suffering between injury and death. Not every state recognizes both, and where both exist the proceeds can be distributed differently, because one is paid to individuals and the other into the estate.
In some states and in some circumstances. Punitive damages are meant to punish conduct rather than compensate a loss, so they generally require something beyond ordinary negligence: impaired driving, intentional harm, or a defendant that knew about a danger and left it in place. They are not available everywhere, they are uncommon, and no estimate should be built on the assumption of them.
Under state law, and sometimes under the estate plan. The usual approach allocates among eligible beneficiaries based on relationship and financial dependency, which can mean a surviving spouse and minor children receive different shares. Where money is going to a minor, a structured settlement or a trust is often used so the funds are managed until adulthood. If both a wrongful death and a survival claim resolve together, the allocation between them matters, because they pay to different people.
Compensatory damages tied to a physical injury or physical sickness are generally excluded from federal income tax under the same IRS rule that covers personal injury recoveries. Punitive damages are generally taxable, and interest earned inside a structured settlement can be too. The allocation in the settlement agreement itself can affect the answer, which is a reason to have a tax advisor look at a large one before it is signed.
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