Georgia Car Accident Settlement Calculator
Estimate a car accident settlement under Georgia law. The calculator applies this jurisdiction's own comparative fault rule and damages ceilings, and every figure below is the one our verified data holds, with the statute behind it and the date we checked it.
What Georgia law does to your claim
Three things in state law open a gap between two identical injuries in two different states: how long you have to file, what happens if you were partly at fault, and whether the state puts a ceiling on what a jury can award. Here is what we hold for this one.
Georgia bars recovery if plaintiff is 50% or more at fault.
O.C.G.A. § 51-12-33(g)·Source retrieved 2026-07-27
None on record means our verified data holds no figure of this kind for this state. It is not a finding that no limit could apply to your claim.
Georgia car insurance law: minimums, PIP and uninsured motorist coverage
What Georgia's provisions say about the insurance behind a car accident claim, in their own words, with the copy read named under each.
Georgia: Minimum liability coverage
The Georgia Office of the Commissioner of Insurance and Safety Fire's auto insurance page states:
“Georgia drivers must have liability insurance that meets the minimum limits (you can purchase more coverage if you choose) required by law to drive on our state’s public roads and highways.”
The Georgia Office of the Commissioner of Insurance and Safety Fire's auto insurance page states:
“The minimum limits of liability insurance required under Georgia law are: Bodily Injury Liability – $25,000 per person and $50,000 per incident Property Damage Liability – $25,000 per incident […]”
The provision continues past the end of this quote, and the rest is not quoted here.
The Official Code of Georgia was not read for this page.
A minimum is a floor on what a policy must carry. It is not a limit on what a claim is worth, and it does not tell you what the at-fault driver carries.
Georgia: No-fault, personal injury protection and the right to sue
Not established here. The Georgia Office of the Commissioner of Insurance and Safety Fire's auto insurance page, the one source read for Georgia, states no such rule, and Georgia's statutes were not read for this page.
Georgia: Uninsured and underinsured motorist coverage
Not established here. The Georgia Office of the Commissioner of Insurance and Safety Fire's auto insurance page, the one source read for Georgia, states no such rule, and Georgia's statutes were not read for this page.
Georgia: Medical payments coverage
Not established here. The Georgia Office of the Commissioner of Insurance and Safety Fire's auto insurance page, the one source read for Georgia, states no such rule, and Georgia's statutes were not read for this page.
What partial fault costs you in Georgia
The same claim, fracture with surgery, several months of recovery, run through the calculator above four times, with nothing changed but the share of fault assigned to the claimant. The numbers are the engine's output, not an editorial claim about what these cases are worth.
One case, run through the calculator above four times with only the claimant's share of fault changed, under Georgia law. No coverage ceiling is applied, because we would be inventing the at-fault party's policy. These shares illustrate the rule; they are not an estimate of your own fault.
Every Georgia deadline we hold
A claim can be more than one kind of case, and the clock is different for each. These are the Georgia periods in our verified data, with the statute behind each one. A deadline is the outside limit, never a target, and other rules can shorten it.
O.C.G.A. § 9-3-33·Source retrieved 2026-07-27
Open the personal injury calculatorO.C.G.A. § 9-3-71·Source retrieved 2026-07-27
Open the medical malpractice calculatorO.C.G.A. § 9-3-33·Source retrieved 2026-07-27
Open the wrongful death calculatorO.C.G.A. § 34-9-82·Source retrieved 2026-07-27
Open the workers compensation calculatorGeorgia against the rest of the country
Every count below is read from our state-law data across all 51 jurisdictions, so it moves when the data does. What you will not find here is an average settlement figure: the only one we could compute is a model, and a model presented as a measurement is not a fact.
- 10 of the 51 jurisdictions we track apply modified comparative negligence with a 50% bar, and Georgia is one of them.
- Its 2 years to file is the same as the most common deadline in the country, which 25 jurisdictions use. Across the 51 jurisdictions the deadline for this case type runs from 1 year to 6 years.
- 7 of the 51 jurisdictions limit non-economic damages (pain and suffering) in our data and Georgia is not among them, so an estimate here is not held down by a ceiling we hold.
Comparisons are drawn from the legal levers that actually move a case value, not from closed-case data, which we do not hold. See the full methodology