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Nevada · State edition

Nevada Car Accident Settlement Calculator

Estimate a car accident settlement under Nevada law. The calculator applies this jurisdiction's own comparative fault rule and damages ceilings, and every figure below is the one our verified data holds, with the statute behind it and the date we checked it.

Car Accident Settlement Calculator
Enter your case details
Economic damages
What you've lost in dollars
$
$
$
$
$
Injury
Used to select a pain & suffering multiplier
Injury severity
Expected recovery
Case specifics
Liability & coverage
These can cap or reduce your recovery
$
Live estimate
Case #3160
Estimated Net Take-Home
$56,160
Likely range $39,312 to $78,624
Breakdown
Economic damages$64,500
Pain & suffering (×2.85)$183,825
Property damage$11,200
Comparative fault (−15%)−$38,929
Coverage / policy cap−$120,596
Attorney fees (33.3%)−$33,300
Case costs−$5,500
Medical liens−$5,040
Net to client$56,160
Your case value exceeds the at-fault party's $100,000 policy limit. The estimate here is capped at that limit. Recovery above it would have to come from another source, such as another policy (including Underinsured Motorist coverage) or the at-fault party directly.
Statute of limitations in Nevada: 2 years to file this claim.
This estimate is for informational and planning purposes only. It is not legal advice, financial advice, or a guarantee of any outcome. Every case is different. Consult a licensed attorney in your state for advice specific to your situation.
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Verified state law

What Nevada law does to your claim

Three things in state law open a gap between two identical injuries in two different states: how long you have to file, what happens if you were partly at fault, and whether the state puts a ceiling on what a jury can award. Here is what we hold for this one.

Personal injury
2 years

NRS § 11.190(4)(e)·Source retrieved 2026-07-27

Comparative fault rule
modified comparative negligence with a 51% bar

Nevada bars recovery if plaintiff is 51% or more at fault.

NRS § 41.141·Source retrieved 2026-07-27

Non-economic damages (pain and suffering)
None on record
Punitive damages
3x compensatory if compensatory ≥ $100,000; $300,000 if compensatory < $100,000

NRS § 42.005·Last reviewed 2026-07-30

None on record means our verified data holds no figure of this kind for this state. It is not a finding that no limit could apply to your claim.

Car insurance law

Nevada car insurance law: minimums, PIP and uninsured motorist coverage

What Nevada's provisions say about the insurance behind a car accident claim, in their own words, with the copy read named under each.

Nevada: Minimum liability coverage

“Except as otherwise provided in subsection 2, every owner of a motor vehicle which is registered or required to be registered in this State shall continuously provide, while the motor vehicle is present or registered in this State, insurance provided by an insurance company licensed by the Division of Insurance of the Department of Business and Industry and approved to do business in this State:       (a) In the amount of $25,000 for bodily injury to or death of one person in any one crash;       (b) Subject to the limit for one person, in the amount of $50,000 for bodily injury to or death of two or more persons in any one crash; and       (c) In the amount of $20,000 for injury to or destruction of property of others in any one crash, for the payment of tort liabilities arising from the maintenance or use of the motor vehicle.”
NRS 485.185(1), read from the Internet Archive's copy of the Nevada Legislature's NRS chapter page, captured 2025-12-10.

A minimum is a floor on what a policy must carry. It is not a limit on what a claim is worth, and it does not tell you what the at-fault driver carries.

The Nevada Revised Statutes chapter pages quoted here are headed as revised through the 2023 session. A change made in 2025 would not appear here.

Nevada: No-fault, personal injury protection and the right to sue

No personal injury protection requirement, and no limit on a suit for pain and suffering, was found in the provisions read for this page (NRS 485.185 and 687B.145).

Nevada: Uninsured and underinsured motorist coverage

“Except as otherwise provided in subsection 5, insurance companies transacting motor vehicle insurance in this State must offer, on a form approved by the Commissioner, uninsured and underinsured vehicle coverage in an amount equal to the limits of coverage for bodily injury sold to an insured under a policy of insurance covering the use of a passenger car or motorcycle. The insurer is not required to reoffer the coverage to the insured in any replacement, reinstatement, substitute or amended policy, but the insured may purchase the coverage by requesting it in writing from the insurer. Each renewal must include a copy of the form offering such coverage.”
NRS 687B.145(2), read from the Internet Archive's copy of the Nevada Legislature's NRS chapter page, captured 2026-01-01.

The Nevada Revised Statutes chapter pages quoted here are headed as revised through the 2023 session. A change made in 2025 would not appear here.

Nevada: Medical payments coverage

“An insurance company transacting motor vehicle insurance in this State must offer an insured under a policy covering the use of a passenger car or motorcycle, the option of purchasing coverage in an amount of at least $1,000 for the payment of reasonable and necessary medical expenses resulting from a crash. The offer must be made on a form approved by the Commissioner.”
NRS 687B.145(3), read from the Internet Archive's copy of the Nevada Legislature's NRS chapter page, captured 2026-01-01.

The Nevada Revised Statutes chapter pages quoted here are headed as revised through the 2023 session. A change made in 2025 would not appear here.

The fault rule, in dollars

What partial fault costs you in Nevada

The same claim, fracture with surgery, several months of recovery, run through the calculator above four times, with nothing changed but the share of fault assigned to the claimant. The numbers are the engine's output, not an editorial claim about what these cases are worth.

0% at fault
$87,248
25% at fault
$55,940
50% at fault
$33,468
51% at fault
$0
Barred under this rule

One case, run through the calculator above four times with only the claimant's share of fault changed, under Nevada law. No coverage ceiling is applied, because we would be inventing the at-fault party's policy. These shares illustrate the rule; they are not an estimate of your own fault.

Filing deadlines

Every Nevada deadline we hold

A claim can be more than one kind of case, and the clock is different for each. These are the Nevada periods in our verified data, with the statute behind each one. A deadline is the outside limit, never a target, and other rules can shorten it.

Personal injury
2 years

NRS § 11.190(4)(e)·Source retrieved 2026-07-27

Open the personal injury calculator
Medical malpractice
1 year

NRS 41A.097 requires filing by the earlier of 3 years after the injury or 1 year after discovery. We publish the 1-year discovery period. Separate provisions apply to minors and to concealment.

NRS 41A.097·Last reviewed 2026-07-28

Open the medical malpractice calculator
Wrongful death
2 years

NRS § 11.190(4)(e)·Source retrieved 2026-07-27

Open the wrongful death calculator
Workers compensation
Pending verification

NRS 616C.020 generally requires the claim form within 90 days of the accident or of learning of an occupational disease. Our filing-deadline field counts whole years, so it cannot state a 90-day window, and rounding it to 1 year would tell you that you have roughly four times the time you actually do. Act now and ask a Nevada attorney or the Division of Industrial Relations about your deadline.

Open the workers compensation calculator
Slip and fall
2 years

NRS § 11.190(4)(e)·Source retrieved 2026-07-27

Open the slip and fall calculator
Dog bite
2 years

NRS § 11.190(4)(e)·Source retrieved 2026-07-27

Open the dog bite calculator
How this state compares

Nevada against the rest of the country

Every count below is read from our state-law data across all 51 jurisdictions, so it moves when the data does. What you will not find here is an average settlement figure: the only one we could compute is a model, and a model presented as a measurement is not a fact.

  • 24 of the 51 jurisdictions we track apply modified comparative negligence with a 51% bar, and Nevada is one of them.
  • Its 2 years to file is the same as the most common deadline in the country, which 25 jurisdictions use. Across the 51 jurisdictions the deadline for this case type runs from 1 year to 6 years.
  • 7 of the 51 jurisdictions limit non-economic damages (pain and suffering) in our data and Nevada is not among them, so an estimate here is not held down by a ceiling we hold.

Comparisons are drawn from the legal levers that actually move a case value, not from closed-case data, which we do not hold. See the full methodology

Nevada Car Accident questions