Kentucky Car Accident Settlement Calculator
Estimate a car accident settlement under Kentucky law. The calculator applies this jurisdiction's own comparative fault rule and damages ceilings, and every figure below is the one our verified data holds, with the statute behind it and the date we checked it.
What Kentucky law does to your claim
Four things decide most of the gap between two identical injuries in two different states: how long you have to file, what happens if you were partly at fault, and whether the state puts a ceiling on what a jury can award. Here is what we hold for this one.
Kentucky uses pure comparative fault.
KRS § 411.182; Hilen v. Hays, 673 S.W.2d 713 (Ky. 1984)·Source retrieved 2026-07-27
Ky. Const. §§ 54, 241·Source retrieved 2026-07-27
None on record means our verified data holds no figure of this kind for this state. It is not a finding that no limit could apply to your claim.
What partial fault costs you in Kentucky
The same claim - fracture with surgery, several months of recovery - run through the calculator above four times, with nothing changed but the share of fault assigned to the claimant. The numbers are the engine's output, not an editorial claim about what these cases are worth.
One case, run through the calculator above four times with only the claimant's share of fault changed, under Kentucky law. No coverage ceiling is applied, because we would be inventing the at-fault party's policy. These shares illustrate the rule; they are not an estimate of your own fault.
Every Kentucky deadline we hold
A claim can be more than one kind of case, and the clock is different for each. These are the Kentucky periods in our verified data, with the statute behind each one. A deadline is the outside limit, never a target, and other rules can shorten it.
KRS § 413.140(1)(a)·Source retrieved 2026-07-27
Open the personal injury calculatorKRS § 413.140(1)(e), (2)·Source retrieved 2026-07-27
Open the medical malpractice calculatorKRS §§ 413.140, 413.180·Source retrieved 2026-07-27
Open the wrongful death calculatorKRS § 342.185·Last reviewed 2026-07-29
Open the workers compensation calculatorKentucky against the rest of the country
Every count below is read from our state-law data across all 51 jurisdictions, so it moves when the data does. What you will not find here is an average settlement figure: the only one we could compute is a model, and a model presented as a measurement is not a fact.
- 11 of the 51 jurisdictions we track apply the pure comparative negligence rule, and Kentucky is one of them.
- Its 1 year to file is shorter than the 2 years that 25 jurisdictions use, so there is less time than a reader comparing states might expect. Across the 51 jurisdictions the deadline for this case type runs from 1 year to 6 years.
- 5 of the 51 jurisdictions limit non-economic damages (pain and suffering) in our data and Kentucky is not among them, so an estimate here is not held down by a ceiling we hold.
Comparisons are drawn from the legal levers that actually move a case value, not from closed-case data, which we do not hold. See the full methodology