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Massachusetts · State edition

Massachusetts Workers' Comp Settlement Calculator

Estimate a workers' comp settlement under Massachusetts law. The calculator applies this jurisdiction's own benefit rate and weekly maximum, and every figure below is the one our verified data holds, with the statute behind it and the date we checked it.

Workers' Comp Settlement Calculator
Enter your case details
Employment & wages
Before your injury
$
Benefit maximums are set by the date you were hurt, not by today’s date.
Massachusetts maximum weekly benefit pending verification. This estimate applies 60% of your wage with no ceiling, so it can read higher than what Massachusetts actually pays.Massachusetts replaces 60% of gross wages.
We do not hold a verified current maximum weekly benefit for Massachusetts. The maximum equals the statewide average weekly wage under M.G.L. c. 152, § 1(10) and is reset each October 1 by the Department of Industrial Accidents, which announces it in a Circular Letter published ON the effective date rather than ahead of it. The rate year that has now ended may not be carried forward. The 60% rate is applied to gross average weekly wage. If you were hurt during a rate year we still hold, enter your date of injury: the maximum that governs your claim is the one in force on that date, and it stays with the claim.
Time out of work
Weeks completely unable to work
Still out of work?
Injury & disability
Type and severity
Disability type
Medical costs
All injury-related expenses
$
$
Your estimate is shown as one lump-sum value. Massachusetts's statute on settling a workers' comp claim, M.G.L. c. 152, § 48, reads: “(1) Under the conditions and limitations specified in this chapter, the insurer and employee may, with the written consent of the employer if such employer is an experience modified insured, by an agreement pursuant to section nineteen, redeem any liability for compensation, in whole or in part, by the payment by the insurer of a lump sum amount.”
Read the lump-sum statute
Live estimateWC Formula
Total Estimated WC Value
$34,640
Permanent impairment award not included. This total is your wage replacement and medical costs. It does not include anything for the lasting impairment itself.
Breakdown
Weekly benefit rate$720/wk
Temp. total disability (12 wks)$8,640
Perm. partial disability (15%, Back / Spine)Pending verification
Past medical costs$18,000
Future medical costs$8,000
Total estimated value$34,640
Workers' compensation benefits do not include pain and suffering damages. This estimate reflects WC benefit value only.
We do not yet have a verified maximum weekly benefit for Massachusetts, so this estimate applies 60% of your wage with no ceiling. Massachusetts does cap the weekly benefit, so the figure shown here can be higher than what you are actually paid. Ask an attorney or your state agency for the current maximum.
Your estimate pays the weekly benefit for every week you entered. A state can cap how many weeks temporary total disability runs, we hold no verified limit for any state, and this estimate applies none. A long recovery therefore reads high here: past a state's limit, each further week adds money that cannot be paid. Your state workers' compensation agency or an attorney can tell you how many weeks apply to your claim.
We are not putting a dollar figure on the permanent impairment part of this claim. Massachusetts sets its own schedule of weeks for each body part, we do not yet hold a verified copy of it, and the schedules we have read differ from each other by as much as five times on the same injury. The figures above are your wage replacement and your medical costs, which we can state. Your impairment rating and your state's schedule together set the permanent award, so a workers' compensation attorney or the Massachusetts workers' compensation agency can price that part for you.
Deadlines in Massachusetts
Report your injury to your employer first
Notice as soon as practicable under ch. 152, §§ 41-44.
Read the statute
4 years to file the claim itself. This is a separate, longer deadline from the reporting one above.
This estimate is for informational and planning purposes only. It is not legal advice, financial advice, or a guarantee of any outcome. Every case is different. Consult a licensed attorney in your state for advice specific to your situation.
Verified state law

What Massachusetts pays, and when you must act

Workers' compensation pays a share of your wage while you cannot work, whoever was at fault, up to a weekly maximum the state sets. Two deadlines run from the injury: one for reporting it and one for filing the claim. Here is what we hold for this state.

Weekly benefit rate
60% of wages

M.G.L. c. 152, § 34·Last reviewed 2026-07-28

The wage the rate is applied to
Gross weekly wage

M.G.L. c. 152, § 34·Last reviewed 2026-07-28

Maximum weekly benefit
Pending verification

We do not hold a verified current maximum weekly benefit for Massachusetts. The maximum equals the statewide average weekly wage under M.G.L. c. 152, § 1(10) and is reset each October 1 by the Department of Industrial Accidents, which announces it in a Circular Letter published ON the effective date rather than ahead of it. The rate year that has now ended may not be carried forward. The 60% rate is applied to gross average weekly wage. If you were hurt during a rate year we still hold, enter your date of injury: the maximum that governs your claim is the one in force on that date, and it stays with the claim.

Filing a claim
4 years

Mass. Gen. Laws ch. 152, § 41·Source retrieved 2026-07-27

Reporting the injury
Notice as soon as practicable under ch. 152, §§ 41-44.

ch. 152, §§ 41-44·Last reviewed 2026-08-09

Settling for a lump sum
Provided for by statute

“(1) Under the conditions and limitations specified in this chapter, the insurer and employee may, with the written consent of the employer if such employer is an experience modified insured, by an agreement pursuant to section nineteen, redeem any liability for compensation, in whole or in part, by the payment by the insurer of a lump sum amount.”

M.G.L. c. 152, § 48·Last reviewed 2026-10-07

The rate and the maximum, in dollars

What Massachusetts pays at different wages

The weekly benefit the calculator above pays at six average weekly wages, and what that comes to over 12 weeks out of work. The numbers are the engine's output, not an editorial claim about what these claims are worth.

$500 a week
$300 / week
$3,600 over 12 weeks
$800 a week
$480 / week
$5,760 over 12 weeks
$1,200 a week
$720 / week
$8,640 over 12 weeks
$1,600 a week
$960 / week
$11,520 over 12 weeks
$2,000 a week
$1,200 / week
$14,400 over 12 weeks
$2,500 a week
$1,500 / week
$18,000 over 12 weeks

Temporary total disability only, run through the calculator above at each wage: no medical costs, no permanent impairment, no waiting period or limit on the number of weeks, and one rate for every week, so a different rate the state sets for part of a claim (see the note under the maximum) is not applied. We hold no verified maximum weekly benefit for Massachusetts, so these rows apply 60% with no ceiling. Massachusetts does cap the weekly benefit, so at the higher wages the real benefit can be lower than shown. These wages illustrate the rule; they are not an estimate of your claim.

Filing deadlines

Every Massachusetts deadline we hold

A claim can be more than one kind of case, and the clock is different for each. These are the Massachusetts periods in our verified data, with the statute behind each one. A deadline is the outside limit, never a target, and other rules can shorten it.

Personal injury
3 years

Mass. Gen. Laws ch. 260, § 2A·Source retrieved 2026-07-27

Open the personal injury calculator
Medical malpractice
3 years

Mass. Gen. Laws ch. 260, § 4·Source retrieved 2026-07-27

Open the medical malpractice calculator
Wrongful death
3 years

Mass. Gen. Laws ch. 229, § 2·Source retrieved 2026-07-27

Open the wrongful death calculator
Workers compensation
4 years

Mass. Gen. Laws ch. 152, § 41·Source retrieved 2026-07-27

Open the workers compensation calculator
Slip and fall
3 years

Mass. Gen. Laws ch. 260, § 2A·Source retrieved 2026-07-27

Open the slip and fall calculator
Dog bite
3 years

Mass. Gen. Laws ch. 260, § 2A·Source retrieved 2026-07-27

Open the dog bite calculator
How this state compares

Massachusetts against the rest of the country

Every count below is read from our state-law data across all 51 jurisdictions, so it moves when the data does. What you will not find here is an average settlement figure: the only one we could compute is a model, and a model presented as a measurement is not a fact.

  • Massachusetts pays 60% of the wage, as 3 of the 51 jurisdictions we track do. The most common rate is 66.67%, paid in 39. It applies the rate to gross wages, as 47 of the 51 do; the rest use after-tax earnings.
  • 34 of the 51 jurisdictions have a verified maximum weekly benefit in our data, and they run from $800 in Georgia to $2,431 in Iowa. Massachusetts is one of the 17 we hold no verified current figure for, so this page does not rank it.
  • Massachusetts's 4 years to file is longer than the 2 years that 24 jurisdictions use. Across the 51 jurisdictions the deadline for this case type runs from 1 year to 4 years.
  • In 44 of the 51 jurisdictions, the statute we read provides for settling or commuting a claim to a lump sum on the terms it states; in 4 it allows one only in the cases it names; and for 3 we could not read an official copy. Massachusetts is in the first group.

Comparisons are drawn from the rules that set a benefit, not from closed-claim data, which we do not hold. See the full methodology

Massachusetts Workers' Comp questions

Every document behind our workers' compensation figures, each linked with the date we last read it, is listed on our Workers' Compensation research sources page.