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Iowa · State edition

Iowa Workers' Comp Settlement Calculator

Estimate a workers' comp settlement under Iowa law. The calculator applies this jurisdiction's own benefit rate and weekly maximum, and every figure below is the one our verified data holds, with the statute behind it and the date we checked it.

Workers' Comp Settlement Calculator
Enter your case details
Employment & wages
Before your injury
$
Benefit maximums are set by the date you were hurt, not by today’s date.
Iowa max weekly benefit: $2,431/wkIowa replaces 80% of after-tax earnings.
Iowa pays 80% of spendable (after-tax) earnings, not 80% of gross. Iowa caps permanent partial disability separately and lower than the temporary total, healing period, permanent total and death classes, which share the headline figure. Both maximums are effective July 1, 2026 to June 30, 2027.
Time out of work
Weeks completely unable to work
Still out of work?
Injury & disability
Type and severity
Disability type
Medical costs
All injury-related expenses
$
$
Your estimate is shown as one lump-sum value. Iowa's statute on settling a workers' comp claim, Iowa Code § 85.35(1), reads: “1. The parties to a contested case or persons who are involved in a dispute which could culminate in a contested case may enter into a settlement of any claim arising under chapter 10A, subchapter III, this chapter, or chapter 85A or 85B, providing for disposition of the claim. The settlement shall be in writing on forms prescribed by the workers' compensation commissioner and submitted to the workers' compensation commissioner for approval.”
Read the lump-sum statute
Live estimateWC Formula
Total Estimated WC Value
$37,520
Permanent impairment award not included. This total is your wage replacement and medical costs. It does not include anything for the lasting impairment itself.
Breakdown
Weekly benefit rate$960/wk
Temp. total disability (12 wks)$11,520
Perm. partial disability (15%, Back / Spine)Pending verification
Past medical costs$18,000
Future medical costs$8,000
Total estimated value$37,520
Workers' compensation benefits do not include pain and suffering damages. This estimate reflects WC benefit value only.
Iowa sets this benefit at 80% of after-tax (spendable) earnings, not gross pay. This estimate applies 80% to the gross wage you entered, so it can come out higher than the benefit you actually receive.
Your estimate pays the weekly benefit for every week you entered. A state can cap how many weeks temporary total disability runs, we hold no verified limit for any state, and this estimate applies none. A long recovery therefore reads high here: past a state's limit, each further week adds money that cannot be paid. Your state workers' compensation agency or an attorney can tell you how many weeks apply to your claim.
We are not putting a dollar figure on the permanent impairment part of this claim. Iowa sets its own schedule of weeks for each body part, we do not yet hold a verified copy of it, and the schedules we have read differ from each other by as much as five times on the same injury. The figures above are your wage replacement and your medical costs, which we can state. Your impairment rating and your state's schedule together set the permanent award, so a workers' compensation attorney or the Iowa workers' compensation agency can price that part for you.
One thing we can tell you: Iowa caps permanent partial and impairment benefits at $2,237/week, below the $2,431 maximum that applies to temporary benefits, so the weekly rate behind a permanent award is the lower of the two.
Deadlines in Iowa
Report your injury to your employer first
Notice generally within 90 days under Iowa Code § 85.23.
Read the statute
2 years to file the claim itself. This is a separate, longer deadline from the reporting one above.
This estimate is for informational and planning purposes only. It is not legal advice, financial advice, or a guarantee of any outcome. Every case is different. Consult a licensed attorney in your state for advice specific to your situation.
Verified state law

What Iowa pays, and when you must act

Workers' compensation pays a share of your wage while you cannot work, whoever was at fault, up to a weekly maximum the state sets. Two deadlines run from the injury: one for reporting it and one for filing the claim. Here is what we hold for this state.

Weekly benefit rate
80% of wages

Iowa Code § 85.37·Last reviewed 2026-07-28

The wage the rate is applied to
After-tax (spendable) earnings

The calculator takes a gross wage, so for this state it applies the rate to a figure larger than the one the statute uses, and says so beside the estimate. The real weekly benefit is lower than the one shown.

Iowa Code § 85.37·Last reviewed 2026-07-28

Maximum weekly benefit
$2,431

Iowa pays 80% of spendable (after-tax) earnings, not 80% of gross. Iowa caps permanent partial disability separately and lower than the temporary total, healing period, permanent total and death classes, which share the headline figure. Both maximums are effective July 1, 2026 to June 30, 2027.

Iowa Code §§ 85.34, 85.37·Last reviewed 2026-07-28

Filing a claim
2 years

Iowa Code § 85.26·Source retrieved 2026-07-27

Reporting the injury
Notice generally within 90 days under Iowa Code § 85.23.

Iowa Code § 85.23·Last reviewed 2026-08-09

Settling for a lump sum
Provided for by statute

“1. The parties to a contested case or persons who are involved in a dispute which could culminate in a contested case may enter into a settlement of any claim arising under chapter 10A, subchapter III, this chapter, or chapter 85A or 85B, providing for disposition of the claim. The settlement shall be in writing on forms prescribed by the workers' compensation commissioner and submitted to the workers' compensation commissioner for approval.”

Iowa Code § 85.35(1)·Last reviewed 2026-10-07

The rate and the maximum, in dollars

What Iowa pays at different wages

The weekly benefit the calculator above pays at six average weekly wages, and what that comes to over 12 weeks out of work. The numbers are the engine's output, not an editorial claim about what these claims are worth.

$500 a week
$400 / week
$4,800 over 12 weeks
$800 a week
$640 / week
$7,680 over 12 weeks
$1,200 a week
$960 / week
$11,520 over 12 weeks
$1,600 a week
$1,280 / week
$15,360 over 12 weeks
$2,000 a week
$1,600 / week
$19,200 over 12 weeks
$2,500 a week
$2,000 / week
$24,000 over 12 weeks

Temporary total disability only, run through the calculator above at each wage: no medical costs, no permanent impairment, no waiting period or limit on the number of weeks, and one rate for every week, so a different rate the state sets for part of a claim (see the note under the maximum) is not applied. Below a wage of about $3,039 a week the benefit is 80% of the wage; above it, Iowa's maximum of $2,431 sets the benefit instead. Iowa applies its rate to after-tax earnings and these wages are gross, so the figures overstate the benefit. These wages illustrate the rule; they are not an estimate of your claim.

Filing deadlines

Every Iowa deadline we hold

A claim can be more than one kind of case, and the clock is different for each. These are the Iowa periods in our verified data, with the statute behind each one. A deadline is the outside limit, never a target, and other rules can shorten it.

Personal injury
2 years

Iowa Code § 614.1(2)·Source retrieved 2026-07-27

Open the personal injury calculator
Medical malpractice
2 years

Iowa Code § 614.1(9)·Source retrieved 2026-07-27

Open the medical malpractice calculator
Wrongful death
2 years

Iowa Code § 614.1(2)·Source retrieved 2026-07-27

Open the wrongful death calculator
Workers compensation
2 years

Iowa Code § 85.26·Source retrieved 2026-07-27

Open the workers compensation calculator
Slip and fall
2 years

Iowa Code § 614.1(2)·Source retrieved 2026-07-27

Open the slip and fall calculator
Dog bite
2 years

Iowa Code § 614.1(2)·Source retrieved 2026-07-27

Open the dog bite calculator
How this state compares

Iowa against the rest of the country

Every count below is read from our state-law data across all 51 jurisdictions, so it moves when the data does. What you will not find here is an average settlement figure: the only one we could compute is a model, and a model presented as a measurement is not a fact.

  • Iowa pays 80% of the wage, as 3 of the 51 jurisdictions we track do. The most common rate is 66.67%, paid in 39. It applies the rate to after-tax earnings, as 4 of the 51 do; the rest apply it to gross wages.
  • Of the 34 jurisdictions with a verified maximum weekly benefit in our data, Iowa's $2,431 is the 1st highest, and they run from $800 in Georgia to $2,431 in Iowa. Each state resets its maximum on its own date, so these are the figures our data holds rather than one day's.
  • Iowa's 2 years to file is the same as the most common deadline in the country, which 24 jurisdictions use. Across the 51 jurisdictions the deadline for this case type runs from 1 year to 4 years.
  • In 44 of the 51 jurisdictions, the statute we read provides for settling or commuting a claim to a lump sum on the terms it states; in 4 it allows one only in the cases it names; and for 3 we could not read an official copy. Iowa is in the first group.

Comparisons are drawn from the rules that set a benefit, not from closed-claim data, which we do not hold. See the full methodology

Iowa Workers' Comp questions

Every document behind our workers' compensation figures, each linked with the date we last read it, is listed on our Workers' Compensation research sources page.