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Kentucky · State edition

Kentucky Medical Malpractice Settlement Calculator

Estimate a medical malpractice settlement under Kentucky law. The calculator applies this jurisdiction's own comparative fault rule and damages ceilings, and every figure below is the one our verified data holds, with the statute behind it and the date we checked it.

Medical Malpractice Settlement Calculator
Enter your case details
Economic damages
What you've lost in dollars
$
$
$
$
Injury
Used to select a pain & suffering multiplier
Injury severity
Expected recovery
Case specifics
Liability & coverage
These can cap or reduce your recovery
$
Live estimate
Case #3160
Estimated Net Take-Home
$56,160
Likely range $39,312 to $78,624
Breakdown
Economic damages$64,500
Pain & suffering (×2.85)$183,825
Comparative fault (−15%)−$37,249
Coverage / policy cap−$111,076
Attorney fees (33.3%)−$33,300
Case costs−$5,500
Medical liens−$5,040
Net to client$56,160
Your case value exceeds the at-fault party's $100,000 policy limit. The estimate here is capped at that limit. Recovery above it would have to come from another source, such as another policy (including Underinsured Motorist coverage) or the at-fault party directly.
Statute of limitations in Kentucky: 1 year to file this claim.
This estimate is for informational and planning purposes only. It is not legal advice, financial advice, or a guarantee of any outcome. Every case is different. Consult a licensed attorney in your state for advice specific to your situation.
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Verified state law

What Kentucky law does to your claim

Four things in state law shape a malpractice claim: how long you have to file, what must happen before you file, what happens if you were partly at fault, and whether the state puts a ceiling on what a jury can award. Here is what we hold for this one.

Medical malpractice
1 year

KRS § 413.140(1)(e), (2)·Source retrieved 2026-07-27

Comparative fault rule
the pure comparative negligence rule

Kentucky uses pure comparative fault.

KRS § 411.182; Hilen v. Hays, 673 S.W.2d 713 (Ky. 1984)·Source retrieved 2026-07-27

Medical malpractice non-economic damages
None on record

Ky. Const. §§ 54, 241; Kentucky Supreme Court precedent·Source retrieved 2026-07-27

Medical malpractice total damages
None on record

Ky. Const. §§ 54, 241·Source retrieved 2026-07-27

Punitive damages
None on record
Before you file
Not read from an official copy

The Kentucky Legislature's chapter 411 listing, read in this session, does not list a malpractice certificate-of-merit section, so none was quoted. So this page does not say whether Kentucky requires a notice to the provider, an expert's affidavit or a review panel before a malpractice suit. That is a gap in our research, not a finding that nothing is required. Ask a licensed Kentucky attorney before you file.

None on record means our verified data holds no figure of this kind for this state. It is not a finding that no limit could apply to your claim.

The fault rule, in dollars

What partial fault costs you in Kentucky

The same claim, fracture with surgery, several months of recovery, run through the calculator above four times, with nothing changed but the share of fault assigned to the claimant. The numbers are the engine's output, not an editorial claim about what these cases are worth.

0% at fault
$83,576
25% at fault
$53,186
50% at fault
$31,632
51% at fault
$30,947

One case, run through the calculator above four times with only the claimant's share of fault changed, under Kentucky law. No coverage ceiling is applied, because we would be inventing the at-fault party's policy. These shares illustrate the rule; they are not an estimate of your own fault.

Filing deadlines

Every Kentucky deadline we hold

A claim can be more than one kind of case, and the clock is different for each. These are the Kentucky periods in our verified data, with the statute behind each one. A deadline is the outside limit, never a target, and other rules can shorten it.

Personal injury
1 year

KRS § 413.140(1)(a)·Source retrieved 2026-07-27

Open the personal injury calculator
Medical malpractice
1 year

KRS § 413.140(1)(e), (2)·Source retrieved 2026-07-27

Open the medical malpractice calculator
Wrongful death
1 year

For a death caused by a motor-vehicle crash in Kentucky, the one year published here may not be the deadline that governs, and the question is not settled at the Kentucky Supreme Court. The one year is the general wrongful-death period under KRS §§ 413.140 and 413.180. KRS § 304.39-230(6), the provision that sets the filing deadline for a Kentucky car accident, allows an action "not later than two (2) years after the injury, or the death, or the date of issuance of the last basic or added reparation payment". In Hammers v. Plunk, a published 2011 decision, the Kentucky Court of Appeals held that an estate's wrongful-death claims arising out of an automobile accident "covered under the MVRA" are "covered under the two-year limitations period set forth in KRS 304.39-230(6)", running from the last reparation payment where that came later. The Kentucky Supreme Court has not decided the point. The same decision kept the children's loss-of-consortium claims in that case on one year, and the two years applies only where the crash falls within Kentucky's Motor Vehicle Reparations Act. This calculator serves deaths of every kind, so it keeps the one year, and a family inside it is inside both readings. Speak to a licensed Kentucky attorney well inside it.

KRS §§ 413.140, 413.180·Source retrieved 2026-07-27

Open the wrongful death calculator
Workers compensation
At least 2 years

Two years from the accident is the earliest a Kentucky workers' compensation filing deadline can fall, and not always the deadline itself. KRS 342.185(1) requires the application for adjustment of claim "within two (2) years after the date of the accident, or in case of death, within two (2) years after the death", and goes on: "If payments of income benefits have been made, the filing of an application for adjustment of claim with the department within the period shall not be required, but shall become requisite within two (2) years following the suspension of payments or within two (2) years of the date of the accident, whichever is later." So where income benefits were paid, the application is due within two years following the suspension of payments where that falls later than two years from the accident, and never earlier. Subsections (2) and (3) of the same section set other periods for work-related exposure to the human immunodeficiency virus and for a cumulative trauma injury. Ask a licensed Kentucky attorney which date applies to your claim.

KRS 342.185(1)·Last reviewed 2026-10-04

Open the workers compensation calculator
Slip and fall
1 year

KRS § 413.140(1)(a)·Source retrieved 2026-07-27

Open the slip and fall calculator
Dog bite
1 year

KRS § 413.140(1)(a)·Source retrieved 2026-07-27

Open the dog bite calculator
Motor vehicle claims
At least 2 years

Kentucky's motor-vehicle filing deadline is set by KRS § 304.39-230(6), not by the one-year general personal-injury period in KRS § 413.140(1)(a). That provision gives two years after the injury or the death, or two years after the date of issuance of the last basic or added reparation payment made by any reparation obligor, whichever falls later. Two years from the crash is therefore the EARLIEST your deadline can fall and not the deadline itself: where no-fault payments were still being issued after that point, the clock runs from the last one, and only your own record of those payments fixes the later date. The provision governs tort liability not abolished by KRS § 304.39-060, Kentucky's no-fault threshold, so speak to a licensed Kentucky attorney before relying on either date.

Riding a motorcycle? No Kentucky court decision read for this site says whether this provision reaches a rider's claim, so this site gives a rider's claim in Kentucky one year, the general personal-injury period, as the earliest its deadline can fall. The motorcycle accident calculator shows the period a rider's claim in Kentucky is given, and why.

Riding a bicycle? No Kentucky court decision read for this site says whether this provision reaches a cyclist's claim, so this site gives a cyclist's claim in Kentucky one year, the general personal-injury period, as the earliest its deadline can fall. The bicycle accident calculator shows the period a cyclist's claim in Kentucky is given, and why.

KRS § 304.39-230(6)·Last reviewed 2026-09-20

Open the motor vehicle claims calculator
How this state compares

Kentucky against the rest of the country

Every count below is read from our state-law data across all 51 jurisdictions, so it moves when the data does. What you will not find here is an average settlement figure: the only one we could compute is a model, and a model presented as a measurement is not a fact.

  • 11 of the 51 jurisdictions we track apply the pure comparative negligence rule, and Kentucky is one of them.
  • Its 1 year to file is shorter than the 2 years that 31 jurisdictions use, so there is less time than a reader comparing states might expect. Across the 51 jurisdictions the deadline for this case type runs from 1 year to 4 years.
  • We have read the official text of 26 jurisdictions' rules on what must come before a malpractice suit, and 25 of them require something: a notice to the provider, an expert's affidavit, certificate or opinion, or a review panel. We have not read Kentucky's.
  • 23 of the 51 jurisdictions limit medical malpractice non-economic damages in our data and Kentucky is not among them, so an estimate here is not held down by a ceiling we hold.

Comparisons are drawn from the legal levers that actually move a case value, not from closed-case data, which we do not hold. See the full methodology

Kentucky Medical Malpractice questions

Every document behind our state injury law figures, each linked with the date we last read it, is listed on our State Injury Law research sources page.